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Did my App Spree, here are the results. Next steps?

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Anonymous
Not applicable

Re: Did my App Spree, here are the results. Next steps?


@Anonymous wrote:

I reconned both Citi and Chase.

 

Citi just straight denied me without hearing anything. Just NO NO NO.

 

Chase approved!!! $5000

 

4/5 Cards approved

 

$18,500 in tradelines.

 

 

Back to the garden for me.


 

NIce. Good work, man!

Message 11 of 17
9CLINE
Valued Contributor

Re: Did my App Spree, here are the results. Next steps?

Congrats on approvals,,nice cards and SLs...
good recons 2..I would see what Citi's denial reasons are when letter comes and go from there...but you are good to go now either way...
Now I'd like to welcome you to the forum,and to the Sapphire,Amex,Barclay and Discover fams....glad to have ya...
Enjoy !!!!!!!!

Message 12 of 17
Anonymous
Not applicable

Re: Did my App Spree, here are the results. Next steps?

Yay, congrats! Great job on those recons!
Message 13 of 17
elim
Senior Contributor

Re: Did my App Spree, here are the results. Next steps?


@Anonymous wrote:

I reconned both Citi and Chase.

 

Citi just straight denied me without hearing anything. Just NO NO NO.

 

Chase approved!!! $5000

 

4/5 Cards approved

 

$18,500 in tradelines.

 

 

Back to the garden for me.


  Hey Congrats!

 

  I would actually be happy Citi denied you.  Now you can garden 6 months and get Freedom before you app for anything else (as it works well with CSP).

Message 14 of 17
Anonymous
Not applicable

Re: Did my App Spree, here are the results. Next steps?

Awesome job!  Congrats!  Smiley Happy

Message 15 of 17
Anonymous
Not applicable

Re: Did my App Spree, here are the results. Next steps?

The reason Citi denied me was "too many recent inquiries", which is weird because I did the apps all within 30 minutes, and I guess 3 were showing up. Only had one HP from over a year ago otherwise.

 

 

Chase was interesting too, because I called to recon before the letter (which I found out you shouldn't do, after I did it), and they denied me. I called again after I got the letter, and they approved me. 

 

Persistence I guess?

Message 16 of 17
djshifted
Regular Contributor

Re: Did my App Spree, here are the results. Next steps?

I saw another post on here recently that Citi (Simplicity) denied for seeing more than 1 inquiry in the past 5 days:

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Citi-Simplicity-Furious/m-p/4404984/highlig...

Starting Scores (12/2012):EX 506; EQ 511; TU 518 | Current Scores (01/2016):EX 662; EQ 656; TU 653
Message 17 of 17
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