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Diner's Club with BK

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junior88
Frequent Contributor

Diner's Club with BK

I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.

4/15/25 TU 820 EX 840 EQ 831 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/US Bank Smartly $25,000/BOA $25,000/Macys AmEx $25,000/GM Card $22.500/Sams Club MC $20,000/Chase IHG $16,000/Chase DoorDash $14,000/Barclay Rewards $12,100/Dicks MasterCard $10,000/Lowes$20,000/BOA Cash Rewards $13,800/Citi Double Cash $9400/Citi Simplicity $8200/Target MC $8500/Wells Fargo Visa $7000/State Farm $4000
Message 1 of 43
42 REPLIES 42
Billybob_TX
Frequent Contributor

Re: Diner's Club with BK

Thanks for stepping up...5 years post BK7 here and I have an itchy trigger finger. What did they pull?

Message 2 of 43
junior88
Frequent Contributor

Re: Diner's Club with BK

I'm guessing TU. If not, then they won't get a report on me. The rest are frozen.
4/15/25 TU 820 EX 840 EQ 831 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/US Bank Smartly $25,000/BOA $25,000/Macys AmEx $25,000/GM Card $22.500/Sams Club MC $20,000/Chase IHG $16,000/Chase DoorDash $14,000/Barclay Rewards $12,100/Dicks MasterCard $10,000/Lowes$20,000/BOA Cash Rewards $13,800/Citi Double Cash $9400/Citi Simplicity $8200/Target MC $8500/Wells Fargo Visa $7000/State Farm $4000
Message 3 of 43
Billybob_TX
Frequent Contributor

Re: Diner's Club with BK

7-15 days has been approval from what I have read so far...the shorter time is declined. Cross your fingers!

 

Message 4 of 43
MovinOnUp2014
Frequent Contributor

Re: Diner's Club with BK

Fingers crossed !

Discover I.T. (11k) - U.S. Bank Platinum (9k) - NASA (30k) - Venture (22K) - AMEX Delta Skymiles Gold (6k) -AMEX PRG (AU) plus a few CU CC's and Store Cards = 130k (roughly)
*Post 2010 llB*
Message 5 of 43
IWOL
Established Contributor

Re: Diner's Club with BK


@junior88 wrote:

I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.


Good luck with your app. You can call them in 2 days and they shoudl be able to tell you if a profile was created for you, which means you were approved.

It seems that some of the reps dont want to be bothered to look, so if you get someone that says that cant look up app status, call back and try another 1.


Message 6 of 43
sjt
Senior Contributor

Re: Diner's Club with BK


@junior88 wrote:

I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.


Fingers crossed to ya!

 

 

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
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FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 7 of 43
Anonymous
Not applicable

Re: Diner's Club with BK

Mnnnnn I have the feeling that you will join the approval club.

Message 8 of 43
Anonymous
Not applicable

Re: Diner's Club with BK

I applied last Tuesday and called them today.  Still no profile set up.  I guess I punted beyond my coverage by applying for an elite card.  Oh well.  I don't know if I should apply for the Premier and hope they don't do a hard pull; not like it would really matter though.  I did get my construction loan for home improvements approved by the bank today; we close next Thursday.  I already declared victory getting in the door with Chase finally and getting a 9k limit on a United card.  So, oh well, BMO.  Maybe in six or seven months when things are different.  But good luck and will be looking for your result!

Message 9 of 43
junior88
Frequent Contributor

Re: Diner's Club with BK

I'm not so sure I will be approved. We will see. I guess I could try and call them today and see. Has mostly everyone that received the 7-15 day notice gotten approved??

4/15/25 TU 820 EX 840 EQ 831 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/US Bank Smartly $25,000/BOA $25,000/Macys AmEx $25,000/GM Card $22.500/Sams Club MC $20,000/Chase IHG $16,000/Chase DoorDash $14,000/Barclay Rewards $12,100/Dicks MasterCard $10,000/Lowes$20,000/BOA Cash Rewards $13,800/Citi Double Cash $9400/Citi Simplicity $8200/Target MC $8500/Wells Fargo Visa $7000/State Farm $4000
Message 10 of 43
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