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Diner's Club with BK

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runrunrun89
Established Member

Re: Diner's Club with BK


@junior88 wrote:

I'm not so sure I will be approved. We will see. I guess I could try and call them today and see. Has mostly everyone that received the 7-15 day notice gotten approved??


I applied last Saturday, got the 7-15 day message, was able to call in on Thursday and see that an account was created for me. I received my PIN this past Saturday, but still no card yet.

Unless people who got 7-15 day messages and a subsequent denial just aren't posting, it seems that the 7-15 day message is a good sign for approval. 

This was for the Elite card.

Message 11 of 43
Anonymous
Not applicable

Re: Diner's Club with BK

I just haven't received anything yet; I have called twice and no account set up so I think I was denied for the Elite Card but have nothing in the mail and it has been seven days since I applied.

Message 12 of 43
Anonymous
Not applicable

Re: Diner's Club with BK

Oh, I got the 7-15 day notice.  I will post when I know something for sure.

Message 13 of 43
junior88
Frequent Contributor

Re: Diner's Club with BK

What's your TU score and file look like?
4/15/25 TU 820 EX 840 EQ 831 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/US Bank Smartly $25,000/BOA $25,000/Macys AmEx $25,000/GM Card $22.500/Sams Club MC $20,000/Chase IHG $16,000/Chase DoorDash $14,000/Barclay Rewards $12,100/Dicks MasterCard $10,000/Lowes$20,000/BOA Cash Rewards $13,800/Citi Double Cash $9400/Citi Simplicity $8200/Target MC $8500/Wells Fargo Visa $7000/State Farm $4000
Message 14 of 43
junior88
Frequent Contributor

Re: Diner's Club with BK

I applied for the lower annual fee card.
4/15/25 TU 820 EX 840 EQ 831 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/US Bank Smartly $25,000/BOA $25,000/Macys AmEx $25,000/GM Card $22.500/Sams Club MC $20,000/Chase IHG $16,000/Chase DoorDash $14,000/Barclay Rewards $12,100/Dicks MasterCard $10,000/Lowes$20,000/BOA Cash Rewards $13,800/Citi Double Cash $9400/Citi Simplicity $8200/Target MC $8500/Wells Fargo Visa $7000/State Farm $4000
Message 15 of 43
Billybob_TX
Frequent Contributor

Re: Diner's Club with BK

Any updates? Was thinking about apping, 5 yr BK7.

Message 16 of 43
junior88
Frequent Contributor

Re: Diner's Club with BK

I have not heard a word yet.
4/15/25 TU 820 EX 840 EQ 831 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/US Bank Smartly $25,000/BOA $25,000/Macys AmEx $25,000/GM Card $22.500/Sams Club MC $20,000/Chase IHG $16,000/Chase DoorDash $14,000/Barclay Rewards $12,100/Dicks MasterCard $10,000/Lowes$20,000/BOA Cash Rewards $13,800/Citi Double Cash $9400/Citi Simplicity $8200/Target MC $8500/Wells Fargo Visa $7000/State Farm $4000
Message 17 of 43
ecxpa
Valued Contributor

Re: Diner's Club with BK

I got the 7-15 d message and got the Premier card with 10k.........I see most people had TU pulled but they pulled EX on me........tons of inq but FICO was 746

Message 18 of 43
taxi818
Super Contributor

Re: Diner's Club with BK


@IWOL wrote:

@junior88 wrote:

I took one for the team. I applied for this and got the 7-15 day message so far. I have a 8.5 year old BK on my file. Will let you know if I get approved.


Good luck with your app. You can call them in 2 days and they shoudl be able to tell you if a profile was created for you, which means you were approved.

It seems that some of the reps dont want to be bothered to look, so if you get someone that says that cant look up app status, call back and try another 1.


How do you have two spg cards. How is it possible?

Message 19 of 43
Billybob_TX
Frequent Contributor

Re: Diner's Club with BK

So you were approved with a BK? When was your discharge etc.?


@ecxpa wrote:

I got the 7-15 d message and got the Premier card with 10k.........I see most people had TU pulled but they pulled EX on me........tons of inq but FICO was 746


 

Message 20 of 43
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