@ojefferyo wrote:Indeed the hidden TL is very nice if you ever have to carry a balance. I'm going thave to show some usage before they shut me down lol. 6 months and counting
I wonder if that trade line is hidden, because it might be on a Canadian credit report instead? Since it is backed by the Bank of Montreal (BMO)...
@Themanwhocan wrote:
@ojefferyo wrote:Indeed the hidden TL is very nice if you ever have to carry a balance. I'm going thave to show some usage before they shut me down lol. 6 months and counting
I wonder if that trade like is hidden, because it might be on a Canadian credit report instead? Since it is backed by the Bank of Montreal (BMO)...
If so, that'll work too since I won't be getting any Canadian credit anytime soon 
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
Not likely since I know that my name / dob are a match to a wanted Canadian and I get flagged when I enter Canada for extra security. If their bureaus are remotely close to how they work here, I would've never gotten my DC card.
It's actually in plain sight. Look at the avatar on the left. 
@taxi818 wrote:
Well they have made profit for me. So I don't see why they would want to shut us down. I know some of guy have two 30k cards. I would be walking on ice too if I had that. But with my limit. It would hurt me a bit if they shut it down. I hope not. I love keeping the prying fico eyes away from my usage
Thanks for calling them to take one for the team Good information.
Diners Club is a really strange and fascinating global brand now.
They have a version for all developed countries, issued in those countries (well, sort of in the U.S.) and they all seem to be related through the Club Rewards points program.
I actually glimpsed a Diners Club Corporate card at the work cafeteria a few weeks ago. Based on the coloring I think it was one of the European country cards. It's an indication that there's some level of market penetration they've managed globally.
I think they'll open apps again at some point, once they get their systems figured out and use us as guinea pigs for seeing how the cards get used. The profit from credit cards will be an inducement, particularly with the Diners brand.
For anyone that wants a little data on Diners Club. I just got the letter from them for my denial of credit limit increase. They Hardpulled transunion of course. But the reason they say is my Revolving balances are too high compared to income. I just can't beleive it. My income is only 62.500 this year true. But my revolving balances i guess is high. around 7k. 10%. its too high for them. Also They pulled my score . Which shows this time instead of using fico 8. They used fico 4. Told me it was 701.
instead of 742.
I just looked at the difference versions and this is correct for fico 4.
