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Disco CLI

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Suzette2
Frequent Contributor

Disco CLI

So I've had Ms Disco for 6 months.  I thought we'd known each another long enough for a CLI especially since my score has grown.  Nope.  I called.  It's a year. 🤷🏼‍♀️🤷🏼‍♀️🤷🏼‍♀️

6/20 :12/22 :
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Disco CLI

Discover sure remains an unknown challenge or is it a moving target? Read some seem to still pound on the keys for CLIs...??? Smiley Sad
Message 2 of 9
Suzette2
Frequent Contributor

Re: Disco CLI


@Anonymous wrote:
Discover sure remains an unknown challenge or is it a moving target? Read some seem to still pound on the keys for CLIs...??? Smiley Sad

Maybe that's the key.  Be a Karen each month on the same date and ask.  🤦‍♀️ Upsets their algorithms.  Whatever they may be.  
🤷🏼‍♀️


@Anonymous wrote:
Discover sure remains an unknown challenge or is it a moving target? Read some seem to still pound on the keys for CLIs...??? Smiley Sad

 

6/20 :12/22 :
Message 3 of 9
SUPERSQUID
Valued Contributor

Re: Disco CLI


@Suzette2 wrote:

So I've had Ms Disco for 6 months.  I thought we'd known each another long enough for a CLI especially since my score has grown.  Nope.  I called.  It's a year. 🤷🏼‍♀️🤷🏼‍♀️🤷🏼‍♀️


My first Disco took 13 - 14 months for the first cli 3000 - 4500 = 1500 cli.

At 13 months i got my second disco 6k sl.

At 9 months on card #1 i asked for a cli and miss disco slapped my hand and said silly boy, NO.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 4 of 9
805orbust
Valued Contributor

Re: Disco CLI

Ugh... those guys.  @Suzette2  don't even sweat them. I've had mine since 2016.  $900 SL and in 2017 they so generosity raised it by $300.  Then in 2020 I got the FF to replace it.  Then I hit the luv button and got $6300, 3 months ago it went to $6800.  I loathe them. I think the only reason I keep it is because of the "potential"... but it hasn't worked out for me.  🤬



Message 5 of 9
Bestman79
Contributor

Re: Disco CLI

I've had my 2nd Disco since 11/27. I've requested CLI monthly after 6th statement cut. All denied until today once 10th statement cut. Approved only for $500. So not a full year for 1st increase as you were told. On the other hand my 1st Disco took 14 months before 1st CLI! One will never know with Disco.

TCL=$544K
Message 6 of 9
NoMoreE46
Community Leader
Senior Contributor

Re: Disco CLI

@Suzette2 

I see that you have two Discos.   Did you get a second because you are maxing out the 5% categories on the first?

 

I got a second Disco myself after no CLIs despite trying like N times.   I wasn't maxing out the 5% so decided to combine to one card. 

Message 7 of 9
SweetCreditObsession
Valued Contributor

Re: Disco CLI

I can't get them to combine my cards...



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 8 of 9
Etahcam23
Member

Re: Disco CLI

You have to use the card like a debit card and use 90% of your limit. Let see if they still don't raise your CL. 

BK7: Discharged 04/2020
Capital One Venture Card: $10,000
Apple Card: $7,500
Discover IT Card: $7,000
Capital One Quicksilver $2,600
Capital One Walmart MC: $1,400
Mission Lane VS: $1,750
American Airlines Citi Bank (AA use only): $3,000
Message 9 of 9
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