Discover 2nd (second) card app thread

[Anonymous]

Congrats Adkins!
Me too, HP right away. But no double cash again... Very happy for you that you got it!
It will be interesting to see how they CLI both cards now.

[Adkins]

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@Anonymous wrote:
Congrats Adkins!
Me too, HP right away. But no double cash again... Very happy for you that you got it!
It will be interesting to see how they CLI both cards now.

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Thanks! Yeah, I'm curious if I'll get better CLI on the second card versus the first. The first CLIs have been pretty good, considering the starting limit on the card. 

[AverageJoesCredit]

Way to fiGO! Adkins. Wonder who will start the three Disco cards thread lol

[Adkins]

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@AverageJoesCredit wrote:
Way to fiGO! Adkins. Wonder who will start the three Disco cards thread lol

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Thanks! Uh, I thought you could only have two cards??

[shoegal]

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@Adkins wrote:

1st Discover It card opened :

June 2017 HP TU Fico 623 - $200 secured card

CLI to $500 upon graduation after 8th statement cut

CLI to $1200 three months later; current limit

(Two collection accounts still showing at application time, both since removed.)

2nd Discover It card opened:

June 2018 HP EX Fico 701 SL - $2500

0% 14 month BT offer w/3% fee

Double cashback promo offered again

Only baddies 2-90 lates on student loans in August 2015

 - Vehicle refinance & personal loan 5 months old. 

Yeah, I decided not to wait. 😛

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🎉Congrats Adkins!! 🎉

[AverageJoesCredit]

Lol, always a first somewhere

[Adkins]

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@shoegal wrote:

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@Adkins wrote:

1st Discover It card opened :

June 2017 HP TU Fico 623 - $200 secured card

CLI to $500 upon graduation after 8th statement cut

CLI to $1200 three months later; current limit

(Two collection accounts still showing at application time, both since removed.)

2nd Discover It card opened:

June 2018 HP EX Fico 701 SL - $2500

0% 14 month BT offer w/3% fee

Double cashback promo offered again

Only baddies 2-90 lates on student loans in August 2015

 - Vehicle refinance & personal loan 5 months old. 

Yeah, I decided not to wait. 😛

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🎉Congrats Adkins!! 🎉

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Thanks!! 

[Anonymous]

I have a Discover IT that I opened on Sep. 27, 2017. I'm thinking of getting a Miles in Oct. Are there any DP's on waiting longer to open the second card? I'm really trying to maximize my SL.

[Adkins]

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@Anonymous wrote:

I have a Discover IT that I opened on Sep. 27, 2017. I'm thinking of getting a Miles in Oct. Are there any DP's on waiting longer to open the second card? I'm really trying to maximize my SL.

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You usually have to wait a year to apply for a second card. Generally if you apply too soon, its an automatic denial (but no HP). I couldn't get any pre-qualified cards to show up two weeks ago, but I had several a few days ago. It's been about a year since I opened my first card. 

[Anonymous]

I logged in today and I have cash back match on my new card! I would have never known if not for this forum. Thank you!! 🤑