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Discover 2nd (second) card app thread

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Anonymous
Not applicable

Re: Discover 2nd (second) card app thread

For those with a limit of over $20k, what kind of increases do have you seen on the second/ other card recently?
Message 201 of 431
Anonymous
Not applicable

Re: Discover 2nd (second) card app thread

Just got Discover IT with a $9500 SL

holy crap!

Message 202 of 431
AverageJoesCredit
Legendary Contributor

Re: Discover 2nd (second) card app thread

Recently received my 3rd Discover card, all 3 included Cash Back and Bt offers. First one closed in 2017, 2nd one opened in Feb 2018, and after receiving my first prequals ever ( probably should have waited for better apr offe lol) , opened my 3rd in Feb 2019. First two were It, decided to change It up, Smiley Wink, and got the Chrome as #3.

Current Discover It is sitting at $6.5, thanks to 3 AJC Specials, and new card sits at $1K.

Stats as of 3rd approval were 725 Ex, 10 hps , aaos 2.2 yrs. Income= so low , even Lowes wont have meSmiley Wink.

Inyeresting note on all my recent rejections for cli on Disco #2, even into March, all the letters have come back with my score from Jan 19. Good ol DiscoSmiley Happy
Message 203 of 431
Anonymous
Not applicable

Re: Discover 2nd (second) card app thread

AJC: Congrats!!
How did you do with the 5% for the IT? Are there any places that buying gift cards still works?
Message 204 of 431
AverageJoesCredit
Legendary Contributor

Re: Discover 2nd (second) card app thread

Hey @Anonymous Smiley Happy. Thanks . Not bad, since my spend was all over the place , i didnt get as much as year one but something is better than nothing lol.

No experience with giftcards, not my cup of teaSmiley Wink.
Message 205 of 431
Poppa
Established Contributor

Re: Discover 2nd (second) card app thread

Keeping that 10% train going!

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 206 of 431
Hockeypnc1
Established Contributor

Re: Discover 2nd (second) card app thread

For 2nd card, did everyone make sure they were prequalified before applying?

 

Thanks

 

 

Message 207 of 431
macinjosh
Senior Contributor

Re: Discover 2nd (second) card app thread


@Hockeypnc1 wrote:

For 2nd card, did everyone make sure they were prequalified before applying?

 

Thanks

 

 


I did when I applied this morning. Was pre-approved for It, Chrome, & Miles. Went for the It because the 5% rotating categories.


Samsung Financing TD Bank $3,200


Message 208 of 431
AverageJoesCredit
Legendary Contributor

Re: Discover 2nd (second) card app thread

No, i cold apped my second It. My recent Chrome was the first prequal ive ever had in my lifeSmiley Wink
Message 209 of 431
Anonymous
Not applicable

Re: Discover 2nd (second) card app thread

1st Discover: March 2017 with $300 security deposit. Fico8 was 550. Added $500 to deposit in August 2018. Fico8 was 660. Max $800 CL. Chrome.

 

2nd Discover: January 2019 after learning about the pre-qual page, and finding an entry for me. Fico8 was 690. Approved with $7k SL. Cash Back.

 

March 2019 -- I closed down the secured account, and will lovingly nurture the CB!

Message 210 of 431
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