Discover 61 day CLI declined

[Anonymous]

Ive read on here about allot of people getting CLI's as early as there 61st day. I requested on this morning as it is my 62nd day (forgot yesterday) and I recieved a message that my request was declined due to "Not enough experience with current credit line". I am a bit shocked as I have spent several thousand dollars on the card thus far, and it is by far my lowest credit line of any card in my wallet. Guess I will have to keep trying. 

[Anonymous]

Responses are just normal reasons until the system finds you eligible.

You can go from ineligible today and approved tomorrow.

Try again at 90+ days.

[Anonymous]

Can't he try again in a couple of days or a week just to see if the days in tIhe system were off for some reason?

If you get a CLI decline from Discover, is it mandatory that you wait another 90 days?

I thought I've read on here that people have been declined one week but then approved the next?

[Anonymous]

I have read some people putting in the request at the 60th day and being declined and then being approved on the 61st day. I waited a few extra days just to make sure that I was over the 61 day mark that most people see there first increase on. Although there have been several reports of people who place increase requests every week on a certain day of the week and occationally recieve multiple smaller increases in the same month, I think I am going to just start requesting them on Saturdays to see how long it takes them to approve an increase. 

[Anonymous]

It's not always the exact day.

Could be a few weeks early or late.

I would try again in a couple weeks. Its just a generic computer message saying you're a bit "early" for an increase.

[Blodreina]

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@Anonymous wrote:

Can't he try again in a couple of days or a week just to see if the days in tIhe system were off for some reason?

If you get a CLI decline from Discover, is it mandatory that you wait another 90 days?

I thought I've read on here that people have been declined one week but then approved the next?

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I believe this is true; it certainly is for me.

[credit_endurance]

I was declined as well on 61st day. got the 7-10 message so I called and requested manual review still came back denied . There reasons was, they based  the denial on

my credit report. Same exact one that they approved me for in the first place.Ridiculous! I will try again once they decide to finally update my fico scores. I figure I should'nt have to wait another 90 days to try a cli since your system hasnt updated my current fico scores.

[CreditCuriosity]

I was approved 75 days ago for 1k.. Yes that is right 1k from Discover when my high CL is 34.5k and most credit lines are around 15k...  Discover is a weird beast.. Tried a few CLI's with them so far to no avail.  I have put a few k through mine as well in short time I had it in hopes to get one, but appears I will be lucky to get a 500 CLI on day 91.  How they choose whom to give decent or bad limits to I don't think anyone on the forum can figure it out.  You most likely will be playing the 500 CLI every 91 day game for a year until you get a bit better one of 1k or whatever at the year mark.  Just my take on it.  I will just use them for 5% cats or double cash back aka 10% for first year since they have given me what i consider kinda a laughable limit personally.   Best of luck to you though!

[Anonymous]

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@CreditCuriousity wrote:

I was approved 75 days ago for 1k.. Yes that is right 1k from Discover when my high CL is 34.5k and most credit lines are around 15k...  Discover is a weird beast.. Tried a few CLI's with them so far to no avail.  I have put a few k through mine as well in short time I had it in hopes to get one, but appears I will be lucky to get a 500 CLI on day 91.  How they choose whom to give decent or bad limits to I don't think anyone on the forum can figure it out.  You most likely will be playing the 500 CLI every 91 day game for a year until you get a bit better one of 1k or whatever at the year mark.  Just my take on it.  I will just use them for 5% cats or double cash back aka 10% for first year since they have given me what i consider kinda a laughable limit personally.   Best of luck to you though!

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LMAO!!!! I always enjoy reading your posts about Discover. Earlier this year, you were saying they are "bipolar." About a year ago, you were calling them an "odd bird" (I do lots of back reading). lol

[Anonymous]

Keep trying! I got my first $400 CLI at 90 days, then a $500 CLI six months later. This is significant for me since I IIBR'd Discover about 11 years ago