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Discover Approved!… BUT Update: I closed them down

tag
cashorcharge
Community Leader
Super Contributor

Re: Discover Approved!… BUT

Best of luck!  Congratulations on your Discover approval!! 👏🏼🎉🍾

Message 11 of 17
Rebuild2019
Valued Contributor

Re: Discover Approved!… BUT

Congratulations 🎊🎈🎉 on your Approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 12 of 17
FalconSteve
Valued Contributor

Re: Discover Approved!… BUT

Congrats on the approval

Personally, I would try growing the limit before closing the card

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 13 of 17
FinStar
Moderator Emeritus

Re: Discover Approved!… BUT


@Creditplz wrote:

I was approved by discover after pre qualified offer came up.. approved for 2k..................

 

I think it might be too much new credit or overall credit limits already.. 

 

anyways that was yesterday, today I got 4506c... I think I might close both discover cards I have one CL is 5.5k and this new approval at 2k.. it's rarely ever used and this new card is hardly useable. 

anyways.. an approval! But I might send in 4506c..who knows.. they did it to me last year and I sent it in.. I told rep that and she said she still has to get it this time around though..


What was the outcome on this @Creditplz?

Message 14 of 17
JustJay119
Regular Contributor

Re: Discover Approved!… BUT

congrats and good luck!

Current

AU

Banking

Scores 10/15/21
Message 15 of 17
Creditplz
Valued Contributor

Re: Discover Approved!… BUT

Guys I forgot about this!!! Hahaha I just called Discover rn on my way home from work. 

told them to close both accounts and mark them as closed at my request!

 

they asked why, etc... I just told them I sent in a 4506 12 months ago... via Equifax and they want it again... it's too much bother etc.. they said they hope to welcome me back.. who knows? Maybe one day! 

Message 16 of 17
FinStar
Moderator Emeritus

Re: Discover Approved!… BUT

Thanks for the update @Creditplz and it's unfortunate the outcome didn't play out in your favor with Discover.  Since you've provided an update on your decision and this topic appears to be resolved, this thread is now closed to new messages.  

Message 17 of 17
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