cancel
Showing results for 
Search instead for 
Did you mean: 

Discover CLI HP Friendly

tag
Anonymous
Not applicable

Discover CLI HP Friendly

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.

 

UPDATE:

 

WENT AHEAD AND DID THE ONLINE CLI AFTER I HIT SUBMIT FOR 5K I WAS TOLD A HP WOULD BE NEEDED FOR FURTHER REVIEW. I CLICKED CANCELED AND DID IT AGAIN FOR 3K THEN IT SAID I WAS NOT APPROVED THE INCREASE... ATLEAST IT WAS NOT A HARD PULL Smiley Very Happy .

 

lol 5k is more than enough but you know the more the better !

Message 1 of 26
25 REPLIES 25
-Wade-
Valued Contributor

Re: Discover CLI HP Friendly


@Anonymous wrote:

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.


Yes you can ask for a CLI online and if it's a HP you can cancel the process. Good Luck

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 26
Anonymous
Not applicable

Re: Discover CLI HP Friendly


@-Wade- wrote:

@Anonymous wrote:

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.


Yes you can ask for a CLI online and if it's a HP you can cancel the process. Good Luck


Cool info. Off to give it a try and see what happens.

Message 3 of 26
-Wade-
Valued Contributor

Re: Discover CLI HP Friendly


@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.


Yes you can ask for a CLI online and if it's a HP you can cancel the process. Good Luck


Cool info. Off to give it a try and see what happens.


Good Luck and let us know the outcome. It took me 14 months to get my first CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 26
Anonymous
Not applicable

Re: Discover CLI HP Friendly

Good luck & congrats on the $5,00 limit. I've had my Discover card 3 years, with almost $30,000 in the bank with them & just LAST WEEK got approved for $4,300.
Message 5 of 26
Anonymous
Not applicable

Re: Discover CLI HP Friendly

Thats awesome ! 


@Anonymous wrote:
Good luck & congrats on the $5,00 limit. I've had my Discover card 3 years, with almost $30,000 in the bank with them & just LAST WEEK got approved for $4,300.

 

Message 6 of 26
Anonymous
Not applicable

Re: Discover CLI HP Friendly


@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.


Yes you can ask for a CLI online and if it's a HP you can cancel the process. Good Luck


Cool info. Off to give it a try and see what happens.


Im tempted to try .... awww

Message 7 of 26
-Wade-
Valued Contributor

Re: Discover CLI HP Friendly


@Anonymous wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.


Yes you can ask for a CLI online and if it's a HP you can cancel the process. Good Luck


Cool info. Off to give it a try and see what happens.


Im tempted to try .... awww


you have nothing to lose , go for it. I lost count on the times i did it until i got my SP CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 8 of 26
Anonymous
Not applicable

Re: Discover CLI HP Friendly


@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.


Yes you can ask for a CLI online and if it's a HP you can cancel the process. Good Luck


Cool info. Off to give it a try and see what happens.


Good Luck and let us know the outcome. It took me 14 months to get my first CLI


Tried with a limit increase from $3k to $5k, no joy without a hard pull. Retried with an increase to $4k, still no joy. It's nice, though, that they let you know so you can cancel before an inquiry is done. My account is only six months old.

Message 9 of 26
-Wade-
Valued Contributor

Re: Discover CLI HP Friendly


@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

i want to do a credit limit increase on my Discover it i currently have 5k which was the amout i was opened with around August last year. i want to know if i do an online CLI is discover bound to HPs. 

 

i also heard of doing it canceling it and doing it for a higher amount. 

 

and i currently have 500 balance but i make several payments in the months and it will a 0 balance at the end of the month.


Yes you can ask for a CLI online and if it's a HP you can cancel the process. Good Luck


Cool info. Off to give it a try and see what happens.


Good Luck and let us know the outcome. It took me 14 months to get my first CLI


Tried with a limit increase from $3k to $5k, no joy without a hard pull. Retried with an increase to $4k, still no joy. It's nice, though, that they let you know so you can cancel before an inquiry is done. My account is only six months old.


Congrats on the 4k CL

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 26
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.