Discover CLI Situation-Card still in system as Secured

[MyLoFICO]

Is there any harm in hitting the LUV button more than once in a day? 

[Anonymous]

Nice CLI! Mine still shows it's in review. Sigh. Wish I could hit it again.

[Anonymous]

@myLo.... no, not that I can think of. It is never a hard pull so I would not think so. Austin might know more

[austinguy907]

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@MyLoFICO wrote:

Is there any harm in hitting the LUV button more than once in a day? 

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You can try but, it locks you out while it's pending.  It's a SP unless you get prompted to check a box for a HP.  I think if you were even able to hit it more than once in a day eventually it would lock you out with a 2-day message and go to a manual review after a few denials.

[Anonymous]

My card "was" in  the system as secured too. 2 day responses to any CLI. So I called a couple days ago and was told it was an error and to try again today over the phone and they would push through a CLI. Called today....stated it no longer shows as secured and would submit my CLI request again....The end result was a resounding "NO" even after what I was told before....Card is over a year old, clean file, scores over 700......This is my lowest CL stuck at 700. Wouldn't give me a reason why.......

Apparently the issue is fixed now. So they either love or hate you as usual. Some people seem to have great luck with Discover limits but for me they really suck an egg. Plan to either close it or SD it till they close it. Hope others have better luck.

[Anonymous]

I applied for a CLI last week... got a 7-10 day message. Applied again today... Got a 2,800 increase! Now my limit is 6K!

[Anonymous]

Anyone get their 3-5 day letter yet?

[Anonymous]

Still have yet to receive a 3-5 day letter. Got a letter dated March 25 that said bank information not received. Pressed CLI button again on the first of April and got a 3-5 day message still no letter

[MyLoFICO]

I got mine. I hit the button 3 times over 2 days and got 2 that said my UTIL was high and one said insufficient experience at current credit limit. I put it up and will hit it up for a CLI every cycle until it becomes useful again. I am working on my UTIL now anyway and don't need to use any cards. 

[Anonymous]

I got my letter yesterday. It said Insufficent experience with current limit...or something to that effect. I will try again next month.