Discover CLI question

[BM3]

Does it matter for CLI if I have disco as my highest card at $1200 or if I wait a month for boa to report a $6000 card?

I have no TU score (should be another month or so). 751 exp score.  What happens if i ask for a CLI?  It's been 91 days today.  What does it depend on if they SP or HP you? Or is it HP every time on CLI? Can I ask them on the phone in a certain way to check the exp?  Also I just got a new card for 6k from BOA but its not reporting yet - is there any way for Discover to see this card/any other way to use this to my advantage without waiting for it to report. My disco was with lower scores, 2nd card overall, $1200 - I am looking for 4-5k bump - whats realistic with Disco?

[AverageJoesCredit]

Realistically I'd say a $500 bump but some have been able to get 1k their first cli out. The reality is no one knows how much cli Disco will dish out even with low limit or high. Disco is truelly ymmv . We all want a 4-5 k bump but Disco makes us work for it unless you are one of the high rollers lol. Good luck on your Disco journey

[Anonymous]

The preferred way to get a Discover CLI is to login to your online account, go to Manage > Credit Line Increase and fill out the requested information.  The system will tell you if they need to do a hard pull and you can decide at that point whether or not to authorize the hard pull.  If it doesn't require a hard pull it will make you a CLI offer and you can then choose to accept or reject the offer.

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@BM3 wrote:

I have no TU score (should be another month or so). 751 exp score.  What happens if i ask for a CLI?  It's been 91 days today.  What does it depend on if they SP or HP you? Or is it HP every time on CLI? Can I ask them on the phone in a certain way to check the exp?  Also I just got a new card for 6k from BOA but its not reporting yet - is there any way for Discover to see this card/any other way to use this to my advantage without waiting for it to report. My disco was with lower scores, 2nd card overall, $1200 - I am looking for 4-5k bump - whats realistic with Disco?

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[BM3]

Does it matter for CLI if I have disco as my highest card at $1200 or if I wait a month for boa to report a $6000 card?