Discover CLI "double dip" question

[Anonymous]

Can CSR's see that you received a CLI online just moments before you called in? Can they deny the increase because of that? What are the chances of "double dip" working? Which other issuers does "double dip" work with?

I plan to request a CLI after my statement cuts tomorrow. I just want to make sure I do this correctly. Thanks!

[Anonymous]

Yes, CSR will know you just got an CLI online, what you should say is that "you were expecting a bigger increase, can you take a look to see if there is more you can do?" I have had 3 CLIs since my account opening in April, I was able to DD on the first one but last two I was told an HP will be needed if I wanted more, I declined. Lastly, Discover is the only one that I know off with DD practice.

[Anonymous]

Why would anyone "call in" in the first place?  CLI requests, be it a single or double dip can be done online without having to deal with a human being.  Upon getting your auto-CLI, log in and go under "credit line increase" and request another.  The double dip will either be approved or denied, no CSR involved.

[Anonymous]

That's only true if you got an auto CLI, to DD after CLI approval via button, you have to call in.

There are 2 ways to DD

1. Auto CLI - logon and hit the button.

2. CLI via button - call and ask for more. (the number to call is 800-347-4856)

[JR_TX]

Oldman is right. He listed the two ways to DD. I’ve done both in the past and was successful on both ways.

[Anonymous]

I don't consider the "call in" a DDD (Discover Double Dip) at all.  The DDD as defined in the master unoffical Discover thread is when one receives an auto-CLI then within a day or two hits the button and instantly collects more.  A call in is something that can be done with any lender out there, therefore it's not unique to Discover like the DDD is that I descibed above.  We're talking about two completely different things here.

[Anonymous]

This is taken right out of the first post of the master thread.

Discover and CLI's:

First one isn't until 90 days unless you see an Auto CLI post to your account and then you can hit the CLI button and more than likely get the remainder of the cash on the table.

Some have reported double dipping on CLIs by calling 800-347-4856 the same day and doubling up on the CLI  ( this only works on the instant request and not the 2-day messages)

[Anonymous]

Have you read the thread entirely or just the first post?  If you've read the entire thread, you'd know that the DDD 99% of the time is referred to without the use of a phone. 

Again, hitting the button online and requesting a CLI manually following an auto-CLI is something that is unique to Discover; this can't be done with any other lender that I know of.  Calling up and requesting a CLI is very different and can be done with almost any lender any time.

[Anonymous]

Yes I have read the entire thread and have also participated plenty, calling in after instance approval via luv button has been discussed and referred to as DOUBLE DIPPING not just in the master thread but in plenty of other threads involving Discover CLIs like this very thread. Open one of the "I got a discover CLIs via button" threads in the Approval section and you will almost always find one of the first responses to be "don't forget to call in and double dip".  DD is unique to Discover because they're known to leave something on the table when granting CLIs whether via auto or instant approval via button, the concept of DD is to grab what is left on the table, I have yet to hear anyone successfully doubling their CLI by calling in with other issuers without an HP.

OP's question as been answered, I'm done arguing about this, you're welcome to believe whatever you like.