cancel
Showing results for 
Search instead for 
Did you mean: 

Discover CLI still sp?

tag
DawgZ
Contributor

Discover CLI still sp?

Is Discover card still a soft pull? And how many days between requests?

 

Thanks



My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green

EQ 810(Fico), EX 806 (Fico), TU 815 (Fico)

Message 1 of 7
6 REPLIES 6
AverageJoesCredit
Legendary Contributor

Re: Discover CLI still sp?


@DawgZ wrote:

Is Discover card still a soft pull? And how many days between requests?

 

Thanks


Yes, whenever you wantSmiley Wink

Message 2 of 7
Shooting-For-800
Senior Contributor

Re: Discover CLI still sp?

Yes for my denial and my DW $3k increase. 🙃

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 3 of 7
coldfusion
Credit Mentor

Re: Discover CLI still sp?

yes, IIRC it's still 31 days.  They have tightened up on granting CLIs but haven't stopped giving them.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 7
Anonymous
Not applicable

Re: Discover CLI still sp?

I believe we had a recent report of two Discover CLIs on an account 20 or 21 days apart, so I'm not sure 31 days is a hard rule although that would certainly be a more typical expectation.

Message 5 of 7
M_Smart007
Legendary Contributor

Re: Discover CLI still sp?


@DawgZ wrote:

Is Discover card still a soft pull? And how many days between requests?

 

Thanks


I believe so, I still get "SP" rejections .. but I have given up asking for a while.

I get the "not enough credit line have been used in the last whatever"

Message 6 of 7
M_Smart007
Legendary Contributor

Re: Discover CLI still sp?


@coldfusion wrote:

yes, IIRC it's still 31 days.  They have tightened up on granting CLIs  but haven't stopped giving them.


I strongly believe the tightened up part, and yes I still see a few CLI's in the approval's thread.

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.