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Discover CLI - who do I call?

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hapagrrl
Regular Contributor

Re: Discover CLI - who do I call?

@CreditInspired wrote:

@hapagrrl wrote:

@Anonymous wrote:

You can definitely call but hitting the button online first before calling might get you more.

 

Try this...

 

  1. Discover.com -- login as usual
  2. (Optional if you have multiple accounts) -- click your credit card account
  3. On top menu bar, click "Manage" drop down
  4. On the drop down under "Credit Options" click "Credit Line Increase"
  5. Enter data on new page, hit submit.

Okay, done - the whole thing comes tumbling down on having to put in your assets (at least for me); we shall see   -_-

 

$500 CLI approved: woot!


Did you follow ABCD's advice and call back and do a double dip asking for more -- you may get another $500. But that must be done the same day. Sure hope you took advantage of the DD. If not, try the CLI button again in 6 months.

 

Congrats on the increase.


UPDATE: I  just called, thanks to your post for putting it in my mind, and I the double-dip was a success!  I'm now at $2,500 for Discover!!!! Thank you!!

Starting Score, 2011: TU 635, EQ 637, EX/FAKO 538
2014 (mortgage broker pull): TU 670, EQ 669, EX 674
2017 FICO 8: TU 730, EQ 732, EX 738 - Finally made the 700 club!
2021 FICO 8: TU 693 EQ 705 EX 690
I only have four cards, so not worth showing. $15,600 total CL.
Message 11 of 18
hapagrrl
Regular Contributor

Re: Discover CLI - who do I call?


@Anonymous wrote:
Congrats!

Now call and ask for a CLI by phone!

@Anonymous wrote:
Congrats!

Now call and ask for a CLI by phone!

Thanks to you, I did - SUCCESS! Up to $2,500 on Discover now!

Starting Score, 2011: TU 635, EQ 637, EX/FAKO 538
2014 (mortgage broker pull): TU 670, EQ 669, EX 674
2017 FICO 8: TU 730, EQ 732, EX 738 - Finally made the 700 club!
2021 FICO 8: TU 693 EQ 705 EX 690
I only have four cards, so not worth showing. $15,600 total CL.
Message 12 of 18
CreditInspired
Super Contributor

Re: Discover CLI - who do I call?


@hapagrrl wrote:
@CreditInspired wrote:

@hapagrrl wrote:

@Anonymous wrote:

You can definitely call but hitting the button online first before calling might get you more.

 

Try this...

 

  1. Discover.com -- login as usual
  2. (Optional if you have multiple accounts) -- click your credit card account
  3. On top menu bar, click "Manage" drop down
  4. On the drop down under "Credit Options" click "Credit Line Increase"
  5. Enter data on new page, hit submit.

Okay, done - the whole thing comes tumbling down on having to put in your assets (at least for me); we shall see   -_-

 

$500 CLI approved: woot!


Did you follow ABCD's advice and call back and do a double dip asking for more -- you may get another $500. But that must be done the same day. Sure hope you took advantage of the DD. If not, try the CLI button again in 6 months.

 

Congrats on the increase.


UPDATE: I  just called, thanks to your post for putting it in my mind, and I the double-dip was a success!  I'm now at $2,500 for Discover!!!! Thank you!!


WooHoo WooHoo!!!!! That's the way to do it. A huge congratulations to you and a thank you to ABCD for the reminder to call after an instant approval -- it's the best way to get a nice CLI -- the double dipping.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 13 of 18
Anonymous
Not applicable

Re: Discover CLI - who do I call?

Woot! Congratulations! Look @ that. You workin that credit. Don't spend it all in one place. Drinks on you?
Message 14 of 18
Anonymous
Not applicable

Re: Discover CLI - who do I call?

Congrats on the CLI! Smiley Happy 

 

 

 

 

 

Message 15 of 18
Anonymous
Not applicable

Re: Discover CLI - who do I call?

I don't mean to hijack thread, but I'd rather ask here than to make a topic.

 

Is Discover very clear when they need a HP for CLI? Is there a wording to watch out for? Thanks in advance! 

Message 16 of 18
Anonymous
Not applicable

Re: Discover CLI - who do I call?

hapagrrl wrote:


Okay, done - the whole thing comes tumbling down on having to put in your assets (at least for me); we shall see   -_-

$500 CLI approved: woot!


UPDATE: I  just called, thanks to your post for putting it in my mind, and I the double-dip was a success!  I'm now at $2,500 for Discover!!!! Thank you!!


Congrats!  Curious on the double dip call, do you speak to a rep or do it via a RoboLady on the automated line?  If to an actual person, do you mention you recieved a CLI earlier and would like more or just pretend like this is your first request of the day?

Message 17 of 18
CreditInspired
Super Contributor

Re: Discover CLI - who do I call?


@Anonymous wrote:

I don't mean to hijack thread, but I'd rather ask here than to make a topic.

 

Is Discover very clear when they need a HP for CLI? Is there a wording to watch out for? Thanks in advance! 


When you click on the Request CLI button, before hitting submit, the following statement is present: 

 

"After reviewing your application, we may need to pull a credit bureau report, which may affect your credit score. In these cases, we will proceed with the application only with your consent."

 

So, it's only a HP if Disco needs to pull a report.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 18 of 18
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