Discover - Denied for being unable to verify credit references...

[Anonymous]

Dragontears - That's completely inaccurate anyone can get a CreditWise score from Capital One it's a free service they offer. It's possible that OP may not have a FICO score yet but that doesn't negate the fact that IF they in fact signed up for CreditWise and did not get a CapOne card the only score pulled (and a SP at that) is Transunion, this is what I believe to be the case.

[Anonymous]

"CreditWise is absolutely free for everyone to use, even if you’re not a Capital One customer."

https://www.capitalone.com/credit-cards/benefits/creditwise/

There you go

[rmduhon]

It was a Cap1 secured card the OP was approved for, based on another post of his.

[Anonymous]

I was just responding to DragonTears comment, "I heard you can only get cap1 scorewise if you have/had a cap1 card.".

Don't go by what you've "heard" do your own research especially with something that you can just google. I agree that a lot of things on these forums are YMMV which you can say "I heard" this or that, but something easily found like: What is CSR minimum limit? Or Who can use CreditWise/Discover Scorecard? Or is Trump really President?, No Stop Joking...Really?.

You can google these things and get real answers

[Anonymous]

FYI; Discover pulls TU for me-Not EX

[Anonymous]

Capital One Approved me for the Secured.

Discover pulled Equifax. It showed up on Credit Karma today. My score didn't change though from the pull.

Fico is 633. It was 650 when I applied for Capital One.

[Anonymous]

---

@Anonymous wrote:

Capital One Approved me for the Secured.

Discover pulled Equifax. It showed up on Credit Karma today. My score didn't change though from the pull.

Fico is 633. It was 650 when I applied for Capital One.

---

A bit confused here, on your other post you stated you had no credit history the last 7 years. Where are you getting the FICO from?

Have you called Discover?

- C

[Anonymous]

I don't know. I expected to be like 500 or something. I got the Fico from Creditwise and CreditKarma. Applied for Capital One, dropped down to 633

No, I didn't call Discover. I  didn't see the point.

.

[rmduhon]

Creditwise and Credit Karma aren't Fico scores, they are Vantage 3 scores which very few lenders use.

[Anonymous]

"FYI; Discover pulls TU for me-Not EX"

Discover ONLY pulls Transunion for their monthly reports not their product credit scorecard. If you check credit scorecard pulls Experian.