@austinguy907 wrote:
@Anonymous wrote:I will never app with Discover again, I got a invitation and was declined, they called to ask for information, the lady said she was sure I would get approved but they would need to run my credit again (48 hours after the first time) and it came back declined. Too many better cards out there to deal with their BS
See, you go invited to the date with Disco but, something came up and they had to cancel. This is what's called playing hard to get. You already have a thick profile of cards and mediocre scores to go with it. The Lien isn't helping matters at all either. Targeted marketing probably snagged you in the fishing net because your scores are where they start accepting people to go on a date. Sorry you didn't get the rose this time but, if you give up you'll never know if you will grow old together.
Get your crap together and dust off your tux because when you're finally put back together like Humpty Dumpty after a fall you'll be walking down the aisle together.
The moral of the story is.... don't be bitter about being declined. Very few people around here get in with Disco on the 1st try or some even up to 5 tries. It's worthwhile to keep trying once things on your CR are cleaned up a bit more. They're not Cap1 where they're going to give you 10K for having a pulse. Just to put them into perspective.... I started out with $4500 7/2015 and now as of 2/2017 they're up to $48K.
<--THIS IS PRICELESS... Im laughing.. but at the same time going, Hes right.....
The other route, though your very likely going to need 1-2 more HP..... is go with a chaperone, aka the Secured Card.... Not seeing the.. offer to secured as much these days from the initial denial, but having to flat out re-apply for the secured version........plunk down a 200$ deposit and dance for 6-7 months and you might get a wedding proposal... =)
-J
It took me 3 tries over a year span before I was approved. As others mentioned on here, I had baddies and high utilization. Your scores are good enough for a card. Disco can be weird but good to have like AMEX. I would just wait it out over 6-12 months.
Lol!
"O ' Doyle Rulz!!
4 tries , 5 hps, no offer for secured! Finally in, after showing me how she looked in a dress in a photo, finally came to my door in person
AVJ Rulz
"O ' Doyle Rulz!!
4 tries , 5 hps, no offer for secured! Finally in, after showing me how she looked in a dress in a photo, finally came to my door in person
AVJ Rulz
Literally almost spit my coffee out I was laughing so hard. Good to get a laugh this early in the am.
@Anonymous wrote:
You can say what you want but IMO Discover is not only the best unsecured card out there but the best secured card, best customer service, best CLI policy, best Mobile App, best website, best everything. I can't say one bad thing about them. Instead of being bitter figure out why you were denied and fix it. Sometimes things in life worth having are not easy.
+1 for being the best secured card and Disco definitely has the best CSR's. But Chase does have a better website.