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Discover It vs Discover It for Students

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zerofire
Valued Contributor

Discover It vs Discover It for Students

Anyone know what the diffrence is between these two cards? They look similar and there is a $20 benifit for good grades. on the for students but I am concerned on which to apply for. The regular one is simple but without a benifit but the top limit is whatever Discover wants to issue. The Student card might have a internal top limit but has the minor benifit. Anyone know the diffrences for these cards?

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC,PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 1 of 4
3 REPLIES 3
austinguy907
Valued Contributor

Re: Discover It vs Discover It for Students

Student usually opens under $1K and doesn't grow much unless you convert it later.

Message 2 of 4
newhis
Valued Contributor

Re: Discover It vs Discover It for Students

DW applied for Student SL $500. 1 month later I applied for regutar IT, SL $1,000.

30 months later DW card limit $6,000 (her low limit card), mine $25,000 (my high limit card). We put the same income, same rent.

 

There is no rewards difference most of the time. I remember a quarter with extra category for her (shell gas IIRC).

Message 3 of 4
Anonymous
Not applicable

Re: Discover It vs Discover It for Students

My husband had gotten $1,500 on his Student Discover IT and I got $500 on mine. We only applied for these as students since they said even with a job in school (We make over $75,000 as grad students) to apply for the student one. He is about to hit 3 months to apply for a limit increase.

 

Honestly wishing we would've both applied for the normal one after hearing the CLI being so low. My starting limit of $500 was with 730 TU btw, although had a bit of new accounts.

Message 4 of 4
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