Discover It

[Anonymous]

Applied a few minutes ago and got this message...is this a good thing or what do you think they want? I don't have a fraud alert or anything. 

You're almost done.
Thank you for your application.
Your reference number is xxxxxxxxxxxxxxxxxx.

We just need a few more minutes of your time.

Please call to verify some information so we can continue processing your application at 1-800-347-4736.

Monday - Friday: 8AM ET - Midnight ET
Saturday - Sunday: 9AM ET - 9PM ET

Feel free to check the status of your application anytime.

[baller4life]

Yep good sign. Call

[EW800]

I agree with Baller.  I believe that is a good sign - likely just wan to verify some aspect.  Please let us know!

[schsa210]

Sooooooooooo, how did it go?

[Anonymous]

Good luck. Sounds promising.

[Anonymous]

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@schsa210 wrote:

Sooooooooooo, how did it go?

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Got me so excited for NOTHING. Oh well, they offered a joint account. Blah. 

[EW800]

Very sorry to hear that. Did they provide a reason for the denial?

[Anonymous]

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@Anonymous wrote:

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@schsa210 wrote:

Sooooooooooo, how did it go?

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Got me so excited for NOTHING. Oh well, they offered a joint account. Blah. 

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Tell us more about joint account. Sound like they want to approve you with a spouse or SO? Define "joint account". That sounds like a way to go to me.

[Anonymous]

They said they can't approve me on my own right now, but could do it with a joint account. My wife recently went through a medical disaster that lasted for two years, so her credit is pretty shaky with a bunch of medical collections and she's a stay at home mother to our daughter, so I don't think that'd work. However, I did get a bity antsy and applied for the Barclay Apple Rewards Visa and got instantly approved for $1,500.00! I know to some this would be a "toy limit" but for me with my two little secured cards of $250 and $500 and starting rebuilding my credit back in February with all bureaus in the low 500s this is a HUGE victory for me! 

What is a SO?

[Anonymous]

SO = Significant Other. In these days where all kinds of people live together, parner, etc., it is never assumed that people are husband or wife.