Discover It.......................

[Anonymous]

Hey family! I've seen a lot of approvals for the Discover It card an was wondering if I have a chance.......My EQ fico is 655 and on Credit Karma EQ is a 674.... not sure why CK is showing a higher score but anyways I don't have any baddies.. some late payments in the past on my cap one card......the rest student loans, auto loans, and 3 credit cards with very low balance all paid never late....... Let me know what you think family..... Thanks

[Anonymous]

when were the late payments?

[Anonymous]

@Kaylava Last year around October................

[Anonymous]

I had erroneous lates sept 2014 (they've been removed) I had a eq score of 647 and an unpaid judgement showing. I was approved in April.

[Anonymous]

I was on the cusp so they did pull ex as well. I was counter offered a different interest rate. I gladly accepted. 😉

[Anonymous]

@Kaylava Right now I have my EX on ice... don't want any Inqs on it bcus I'm trying to get an Amex business card... so If they need to pull my EX report I'll past my score on EX right now is a 652 and TU 680

[Anonymous]

Don't blame ya!! I wish I had waited my scores are now ex 708 eq 693 tu 715, I would have gotten a better starting line than 1600. Lol

[Anonymous]

@Kaylava what does ur EQ file look like if you don't mind me asking?

[Anonymous]

14 accounts 10 active 12,000 cl oldest account 12 years aaoa 4 years 9% util.

[Anonymous]

@Kaylava kay and which Discover card did u apply for? N do they go by the score mainly or what's on the report...........