Discover It.......................

[Anonymous]

@Kaylava I tried Barclay in May for business and personal but was denied.....  my scores were much lower then and balance on my cards were high.... I'm scared of them now Lol

[Anonymous]

I appd for Barclay at the same time. Tu 645 util 30% baddies showing. Was approved for 1300

[Anonymous]

@Kaylava Really? which Barclay card you applied for? The blue/white mastercard they advertise on this site?

[Anonymous]

Yes Barclay rewards card

[Anonymous]

@Kaylava I'm gonna wait 2 weeks so I can get my credit card balances down to zero and then I'll try again..... I'll keep u posted n Thanks again!!

[Anonymous]

No problem 😊

[morgacj2004]

My wife was approved with a SL of 4.5 k. Her score was 683 FICO. 

[gdale6]

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@Anonymous wrote:

@Kaylava I'm gonna wait 2 weeks so I can get my credit card balances down to zero and then I'll try again..... I'll keep u posted n Thanks again!!

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You would not want all your CCs reporting 0 balance at the CRA that is a Fico score drop you need to let 1 card report a small balance each month, no more than 9% of its individual limit.

[Anonymous]

Nice catch Gdale! Totally didn't even catch that part.

Yes reporting 0 balence on all cards lowers your score. It makes it look like you don't use you cards. No Bueno!!

[Anonymous]

What is your util at now?