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Maybe 20% right now
I had a low fico TU 635 1 CO unpaid for 175 (3 months old) and 4 good account no late payment. oldest was about 3 years. I applied over the phone knowing i wouid be rejected. But wishing they would recon me. They rejected me but the rep was very nice and transferred to get recon'd and i was approved. had to settle for a high apr 21%. that dont matter. i pif all the time now.
just my 2 cents.. try over the phone. be nice, tell them why you want the card. double cash back.. etc i think you have a shot
Thanks for the advice @future851 I was approved foe $1400
I had a similar experience. I apped online and they counter-offered by dropping the 0% APR intro offer. I wanted the card so I took the counter.
@Anonymous wrote:Hey family! I've seen a lot of approvals for the Discover It card an was wondering if I have a chance.......My EQ fico is 655 and on Credit Karma EQ is a 674.... not sure why CK is showing a higher score but anyways I don't have any baddies.. some late payments in the past on my cap one card......the rest student loans, auto loans, and 3 credit cards with very low balance all paid never late....... Let me know what you think family..... Thanks
I would say your chances are about 50/50