Discover Pre-Approval with Solid APRs

[ktl72455]

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They definitely pulled my EX but not sure on if they pulled EQ too yet I have to check. But I am able to monitor my EX for free and it shows Discover pulled my EX. 
Now I have to check if they pulled EQ as well. 

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 Which one is shown on your score card? EX, EQ, TU? 

Trying to put some peices together.

[ktl72455]

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@joltdude wrote:

Credit Scorecard = Equifax FICO

Discover Accountholder = Transunion FICO

-J

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I have it opposite.  My scorecard displays TransUnion fico, while Discover uses EQ for a new account.  I'm in California if it makes any difference.

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****  this is the information that could be very helpful to everyone!!***

State: MI

Score card: EX( last updated 12/29/17)

Pre-qual: ?

Approved..which was pulled?

I cant put my pre-qual CB yet...  waiting for a UTL update the 29th to try it again 

[ktl72455]

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Thanks for all the info in this thread everyone! I just got preapproved for two discover it cards thru the pre approval. I use the scoreboard got 18.99% solid apr and went ahead with the app and was approved with a $6k SL! This is my first high starting limit after starting my credit rebuild a year ago. I have one capital one platinum card with a $500 limit and couldn't believe what I was approved for! Current scores are: 17% utilization no derogs completely clear report.
Fico 8 719
Equi 685

Trans 685

So far no new HP will update if I get one from opening this account usually I get alerts right away so this is looking really good for the scoreboard pre approval process!

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****  What state are you in ?  and which is on your score card? Ex? EQ? TU?

Thanks!

[Anonymous]

Did you ever figure out what the issue with this message was? I had a discover IT Secured pre approval that expired yesterday. So I just checked today and got the... Oops. Something went wrong message.

Thanks!

[schsa210]

KeenanF27, i too get that same message when checking the prequal on Discover, but my reason is due to me having a paid chargeoff with them from 2014.  I did apply in the summer of 2017 and was offered a secured card but declined, just gonna be patient and wait it out.

But, the good part is that in my denial letter, it stated they did not do a hard pull.

[Anonymous]

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KeenanF27, i too get that same message when checking the prequal on Discover, but my reason is due to me having a paid chargeoff with them from 2014.  I did apply in the summer of 2017 and was offered a secured card but declined, just gonna be patient and wait it out.

But, the good part is that in my denial letter, it stated they did not do a hard pull.

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Not sure why I get the message. Never had a Discover card before and nothing weird on my credit reports.

[Anonymous]

What is so strange about it is that I had a pre approval offer that expired yesterday that I didn’t take. So I tried again today and got that exact same message.

[jlitnns]

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KeenanF27, i too get that same message when checking the prequal on Discover, but my reason is due to me having a paid chargeoff with them from 2014.  I did apply in the summer of 2017 and was offered a secured card but declined, just gonna be patient and wait it out.

But, the good part is that in my denial letter, it stated they did not do a hard pull.

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Not sure why I get the message. Never had a Discover card before and nothing weird on my credit reports.

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I tried yesterday just for fun and I got the same error message. I currently have an IT card.

[Anonymous]

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wrote:

KeenanF27, i too get that same message when checking the prequal on Discover, but my reason is due to me having a paid chargeoff with them from 2014.  I did apply in the summer of 2017 and was offered a secured card but declined, just gonna be patient and wait it out.

But, the good part is that in my denial letter, it stated they did not do a hard pull.

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Not sure why I get the message. Never had a Discover card before and nothing weird on my credit reports.

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I tried yesterday just for fun and I got the same error message. I currently have an IT card.

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+1 Me too! Same error message yesterday! Bet the site was down! LOL

[vsolari]

Almost 2 years Post BK.

I just got approved trough the new pre-approval site. Went to the Discover Scorecard = 636, from there I tried the pre-aproval soft pulled.

The funny part is that I was denied less then a month ago for the secured card. LOC $500. Low but is a start for me.