Discover Pre-Qualify

[Legal_Girl]

I know you guys and girls can answer this question for me, so here goes.  I have had my Discover IT card about 5 months now and I love it. Just out of curiosity, I went to their Pre-qualify site and put in my name, address and last 4. It tells me I am pre-qualified for a Discover IT.  It has a solid APR and 14% of no interest.  Since I have only had my IT for 5 months, I am just wondering, do I qualify for another one?  Don't know that I would apply, but, have to admit, curiousity is getting the better of me!!

[AverageJoesCredit]

No, you have to have your card a full year before they'll approve another.

[JR_TX]

Why even think of getting a second identical card? I really can't see how it benefits you short term or long term? Hmm I have a better idea....
Why not try and give that luv button a tap?! Nothin' to lose it's a SP!

[Legal_Girl]

Thanks Average Joe.  I just thought it odd that it shows another IT card.  I'm not thinking of applying for it, just wondered if it was actually available. Discover has been good to me thus far...

[CreditCuriosity]

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@AverageJoesCredit wrote:
No, you have to have your card a full year before they'll approve another.

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+1 will be auto denial so please don't apply as waste of an inquiry or two

[AverageJoesCredit]

Good thing is when years up you might go for the Miles card and get the double miles deal. I understand this is basically another double cash opportunity but i may be wrong

[jawbrkr]

First off, I want to know how op got a solid APR from Discover. Do they even have a legit prequal page? All I have ever found on their page is an offers page which never gives you anything solid.

[Anonymous]

I wonder the same thing. It says pre-qual but never gives the "We could not match you to any offers..." it just lists cards. So I never know if it is a true pre-qual or just suggested cards.

[Anonymous]

Discovers prequalify site is a sham. I input "noname" as a first name, "any name" as a last name and "1000" as the last 4 of the SSN.

i got the same response as when I input my real name and last 4 of my SSN. 

[Anonymous]

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@Anonymouswrote:

Discovers prequalify site is a sham. I input "noname" as a first name, "any name" as a last name and "1000" as the last 4 of the SSN.

i got the same response as when I input my real name and last 4 of my SSN. 

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Just tried the same experiment by putting in John Smith and other made up info.  Congratulations you're approved!

What a joke.