@Anonymous wrote: You don't have to fund the account right away. Don't let the pre approval slip away. On Monday when I was approved it said I have until 9/30 to initiate funding. So if you are approved now you should be able to wait until 09/28?
Awesome it said have checking account information available so I didn't go any further
I did my app and it made me call. Scared the hell out of me!!! She verified my information and approved. Said we need to do the deposit online and I asked if it had to be done immediately and she said no. I asked how long but then I saw the email notification of 10/2 so I was good to Go!!!
I'm not sure what they pulled to check. I went through the Discover Scorecard site to pre-qualify. I'm signed up on so many free monitoring services I usually get an app and/or email alert immediately when a hard inquiry or other change happens and I didn't. The Discover Score card uses the Experian FICO which is my best overall score and has gone up since the last refresh it shows me. I'm wondering if it gave me a soft inquiry (which shows on the experian site) only since I am registered through that. I will fund it on the 28th and have two cards now.
