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Discover Prequal, APR, CB Pull..

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KJinNC
Valued Contributor

Re: Discover Prequal, APR, CB Pull..

I'm also seeing 11.99%. I'm curious, is anybody seeing a higher percentage at this point? Wondering if they dropped it for everybody. My Discover card unsecured in December and since then, has soared from $1,500 to $1,800 Smiley Indifferent So I assume they don't really like my profile, but maybe it's just a bucketing thing since the card used to be secured.



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 11 of 15
Anonymous
Not applicable

Re: Discover Prequal, APR, CB Pull..

@Wavester64  It would be my first dance with Disco lol! I still haven't pulled the trigger. Hopefully the 11.99% rate is still there. 

Message 12 of 15
Slabenstein
Valued Contributor

Re: Discover Prequal, APR, CB Pull..

W/ regards to the 11.99 prequal many are seeing right now, my SO was also shown 11.99 but the card was 20.99 when it arrived.  Not saying that will happen to others, but 20.99 is closer to what we would have expected with their profile, so I thought I should add this DP.


Message 13 of 15
Anonymous
Not applicable

Re: Discover Prequal, APR, CB Pull..

Oooh that's terrible! Bait and switch! Did you screen grab the prequal offer? 

Message 14 of 15
Slabenstein
Valued Contributor

Re: Discover Prequal, APR, CB Pull..

No, but pre-qual APRs aren't set in stone anyway.  There was a screen that I thought was confirming the 11.99 after approval, but we didn't ss it and I could have been misinterpreting it.


Message 15 of 15
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