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Discover Secured (Pending) Help - Update: Approved!

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Anonymous
Not applicable

Discover Secured (Pending) Help - Update: Approved!

I believe I applied for this with a pre-approval link on 10/05. I was asked to provide banking information then it went to verification through chat. Uploaded SSN and DL as directed and rep confirmed receipt. But every day since I get a Discover email "Your Application is Still Pending" then check the app status link and get the below message.

 

I did call 10/09 to verify nothing else was needed and the rep said it was still processing. No money has been taken out of my account yet so I'm not sure if this is a normal wait time with Discover or maybe I'm about to get a denial letter in the mail. Thoughts?  75C9172E-CE5B-475C-B7F2-DEB151AF7DC1.jpeg

 

Message 1 of 11
10 REPLIES 10
Brian_Earl_Spilner
Credit Mentor

Re: Discover Secured Pending (Help)

It's normal to take around 2 weeks for the secured to be approved and to get the card in your hand. Basically, watch your checking account. Once the money is removed (took about 10 days for me), you've been approved and the card should be along shortly.

    
Message 2 of 11
Anonymous
Not applicable

Re: Discover Secured Pending (Help)

@Brian_Earl_Spilner  got it. thanks 😊 I'll wait patiently.

Message 3 of 11
M_Smart007
Legendary Contributor

Re: Discover Secured Pending (Help)

Good luck OP   .. Please keep us posted.

Message 4 of 11
Anonymous
Not applicable

Re: Discover Secured Pending (Help)

@M_Smart007 Discover called! Woohoo! Smiley Very Happy Said she needed to call me on the number from my application to confirm, then said it was approved. Money should be taken out within 2-3 days and card will arrive within two weeks. 

Message 5 of 11
Brian_Earl_Spilner
Credit Mentor

Re: Discover Secured Pending (Help)

Congrats! Told you not to worry.

    
Message 6 of 11
M_Smart007
Legendary Contributor

Re: Discover Secured Pending (Help)


@Anonymous wrote:

@M_Smart007 Discover called! Woohoo! Smiley Very Happy Said she needed to call me on the number from my application to confirm, then said it was approved. Money should be taken out within 2-3 days and card will arrive within two weeks. 


@Anonymous,  Awesome ... Congratulations!!!

Message 7 of 11
Anonymous
Not applicable

Re: Discover Secured Pending (Help)

@Brian_Earl_Spilner You did and it definitely helped ease my nerves. Smiley Happy Thank you! 

Message 8 of 11
M_Smart007
Legendary Contributor

Re: Discover Secured Pending (Help)

Looks like it was just ID verificationSmiley Happy

Message 9 of 11
Anonymous
Not applicable

Re: Discover Secured Pending (Help)

@M_Smart007  hmm...I guess the SSN and DL docs weren't enough or maybe they needed extra verification. Either way woohoo!

Message 10 of 11
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