cancel
Showing results for 
Search instead for 
Did you mean: 

Discover Secured and IIB?

tag
Anonymous
Not applicable

Discover Secured and IIB?

Has anyone applied for the Discover secured card and had previously included them in bankruptcy? What were your results?

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Discover Secured and IIB?


@Anonymous wrote:

Has anyone applied for the Discover secured card and had previously included them in bankruptcy? What were your results?


Since no one has replied to this thread, I will be the test dummy Smiley Sad I applied and selected $500 to start out with. They are wanting me to verify two small deposits into my checking account. After I have verified this I will update. I did call the new accounts department and inquired if the application was approved and they said they are looking to approve it, whether or not that is accurate info is yet to be seen.

 

 

Xace

Message 2 of 19
Anonymous
Not applicable

Re: Discover Secured and IIB?

I will be interested in the result. Many years (decades) ago I think I messed up with Discover, though it does not show on any report. I am afraid to apply because of possible long memory repercussions!

Message 3 of 19
Anonymous
Not applicable

Re: Discover Secured and IIB?


@Anonymous wrote:

I will be interested in the result. Many years (decades) ago I think I messed up with Discover, though it does not show on any report. I am afraid to apply because of possible long memory repercussions!


Update: They have pulled my credit. They pulled Equifax. So far this looks like an approval. I believe if this was a denial, I would not have made it to the point of verifying my bank account. This is GREAT news. When I found out that Discover was allowing direct aplication for the secured card I was immediately interested. This will allow me to re-establish a relationship with Discover and increase my limit as time goes on to the max of $2500. I am stoked about this 'IN" with Discover.

 

I will continue to update this thread as steps take place until I have the card in my hand.

 

 

Xace

Message 4 of 19
Anonymous
Not applicable

Re: Discover Secured and IIB?


@Anonymous wrote:

@Anonymous wrote:

I will be interested in the result. Many years (decades) ago I think I messed up with Discover, though it does not show on any report. I am afraid to apply because of possible long memory repercussions!


Update: They have pulled my credit. They pulled Equifax. So far this looks like an approval. I believe if this was a denial, I would not have made it to the point of verifying my bank account. This is GREAT news. When I found out that Discover was allowing direct aplication for the secured card I was immediately interested. This will allow me to re-establish a relationship with Discover and increase my limit as time goes on to the max of $2500. I am stoked about this 'IN" with Discover.

 

I will continue to update this thread as steps take place until I have the card in my hand.

 

 

Xace


So far , so good !!! One step at a tme

Message 5 of 19
Anonymous
Not applicable

Re: Discover Secured and IIB?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I will be interested in the result. Many years (decades) ago I think I messed up with Discover, though it does not show on any report. I am afraid to apply because of possible long memory repercussions!


Update: They have pulled my credit. They pulled Equifax. So far this looks like an approval. I believe if this was a denial, I would not have made it to the point of verifying my bank account. This is GREAT news. When I found out that Discover was allowing direct aplication for the secured card I was immediately interested. This will allow me to re-establish a relationship with Discover and increase my limit as time goes on to the max of $2500. I am stoked about this 'IN" with Discover.

 

I will continue to update this thread as steps take place until I have the card in my hand.

 

 

Xace


So far , so good !!! One step at a tme


discover secured approved.tiff

 

Verified two trial depsoits. Got this screen afterwards. We shall see. I update when funds are removed from my checking account.

Message 6 of 19
Anonymous
Not applicable

Re: Discover Secured and IIB?

Thanks for the update xace! I didn't IIB discover, but I do have a BK on my CR. I applied for the regular IT and got declined due to BK and I've been toying with the idea of trying the secured. I think I will now. Thanks again
Message 7 of 19
Anonymous
Not applicable

Re: Discover Secured and IIB?


@Anonymous wrote:

Has anyone applied for the Discover secured card and had previously included them in bankruptcy? What were your results?


Congrats! You never fully know until you try.

Message 8 of 19
Anonymous
Not applicable

Re: Discover Secured and IIB?


@Anonymous wrote:
Thanks for the update xace! I didn't IIB discover, but I do have a BK on my CR. I applied for the regular IT and got declined due to BK and I've been toying with the idea of trying the secured. I think I will now. Thanks again

Sounds good. Let me know how it goes.

Message 9 of 19
joltdude
Senior Contributor

Re: Discover Secured and IIB?

Is discover stil offering folks the secured card if they dont get approved for their regular card or is it always a separate app now?

 

Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.