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Discover-Tried everything for CLI, no dice

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Anonymous
Not applicable

Re: Discover-Tried everything for CLI, no dice

I've been the same way OP. Like Austin said tho-since they "fixed" the CLI problem it has been messed up. In face when the system was broken I spoke with an UW who was going to give me a CLI. She went into the computer and it literally would not let her. She said once it is fixed it will be ready for you. Never has been. I called. Told me I had to wait unless I wanted the HP. If I knew how much the CLI was going to be I might take he pull, but I would not do it for $500. So... I'm waiting. I have tried it all but not using the card which is where I am at now.

GL to you
Message 11 of 16
bigpoppa09
Established Contributor

Re: Discover-Tried everything for CLI, no dice

I have seen a lot of reports of people taking the HP and then only getting $500.

Message 12 of 16
jtw34240
Regular Contributor

Re: Discover-Tried everything for CLI, no dice

For myself I got an increase about 3-4 months ago then got the message insufficient experience at current limit for 3 months afterwards then after that got denial for other reasons with one of them saying past or present delinquency and i have no delinquency on any of my bureau reports. So here's what i did. I applied for a new card (you are allowed 2 discover cards if your first card is over 12 months old). And you know what i got a new card with an approval for $7,500. They wouldn't increase my current limit but they gave me a brand new card for $7,500 go figure. Doesn't make much sense to me but that is the way i handled them. That being said the deal on the new card for balance transfers sucks worse than the one i currently have. They are wanting around 10.9 percent for a balance transfer on the new card whereas my old card is offering me 0 percent for 12 months and 4.99 percent for 18 months. Discover is all over the place however i was happy to get a 7.5k limit. It's not my highest limit for a bankcard. I just got one of my cards to 10k but it is a synchrony branded master card and the rate on it pretty much sucks for carrying a balance.

Message 13 of 16
gurusexy
Regular Contributor

Re: Discover-Tried everything for CLI, no dice

They finally relented. Got an alert on the discover app around 11am today about a CLI. Checked and saw a 5.9K CLi to 16K. I quickly logged online and hit the Luv button again and got an extra 600. This was after moving about 95% of the limit into my checking account (take advantage of the 4.99% APR BT and no BT fee for quick transactions and pay it off before it reports). Limit now at 16600..Had to bleed on this one...SMH.. All Hail Discover....

400K+ in open revolvers. 8% UTIL,
Inquiries- TU:2, EQ:2, EX: 3
Starting Scores: 6/12 EX: 613 11/13 TU:614
06/18: F08EX: 781; F08EQ: 787; F08TU:769 Short term goal: 800+ across all 3 Bureaus. Last app 07/19 (BBVA Personal Loan - Approved with Hard pull).
Message 14 of 16
Anonymous
Not applicable

Re: Discover-Tried everything for CLI, no dice

Nice work and also good job getting a mini double dip in as well!

Message 15 of 16
AverageJoesCredit
Legendary Contributor

Re: Discover-Tried everything for CLI, no dice

Burn Disco Burn Smiley Wink Glad they opened the vault for 30 secondsSmiley Happy
Message 16 of 16
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