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Discover card App.

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Anonymous
Not applicable

Discover card App.

Received an invitation from discover via mail. My last card app was march 13th, so its been 90+ days . Do they care about recent accounts? or am i good to apply now? also do they only pull Experian?

 

thanks 

Message 1 of 8
7 REPLIES 7
M_Smart007
Legendary Contributor

Re: Discover card App.


@Anonymous wrote:

Received an invitation from discover via mail. My last card app was march 13th, so its been 90+ days . Do they care about recent accounts? or am i good to apply now? also do they only pull Experian?

 

thanks 


@Anonymous,  As long as not too many recent accounts.

 

"also do they only pull Experian?"

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Apps-quot-list/td-p/5542910

Message 2 of 8
Anonymous
Not applicable

Re: Discover card App.

I got amex and NFCU in March.

Message 3 of 8
M_Smart007
Legendary Contributor

Re: Discover card App.


@Anonymous wrote:

I got amex and NFCU in March.


You should be fineSmiley Happy

Message 4 of 8
randomguy1
Valued Contributor

Re: Discover card App.

Lakers in 4!

 

good luck. 

Message 5 of 8
Meanmchine
Super Contributor

Re: Discover card App.

Check out their prequal site. If you get an offer you'll be gtg

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 6 of 8
Anonymous
Not applicable

Re: Discover card App.


@Anonymous wrote:

Received an invitation from discover via mail. My last card app was march 13th, so its been 90+ days . Do they care about recent accounts? or am i good to apply now? also do they only pull Experian?

 

thanks 


Like mentioned above, it doesn't hurt to prequal to feel them out instead of straight cold apping!

Message 7 of 8
joltdude
Senior Contributor

Re: Discover card App.

Discover can pull up to 2 CRAs on an app... Seen them pull 2, 1 or  (for a period of time) none.....

-J

Message 8 of 8
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