Tried requesting a cli yesterday and today and same page(that samsung won't let me screencap :\ ), somewhere along the lines -we need to review your phone number so that we can call you and also your credit history. No HP or SP reference so I canceled each time. Chatted online with a rep and, if I'm understanding correctly, that would be a HP 
The account was opened beginning of January and My 3rd statement cut last Thurday. Discover it is my lowest limit card with just $1k and I spend around $1.5k on it/month. My EQ went up ~40 points and TU ~30 since the account was open. No negatives, 2 other CCs, low age-1 yr oldest acct. I wonder if it would be worth it but I somehow doubt they would give me a reasonable increase for the HP Why won't you love me, Disco? I knew I should've gotten the pink card!
I opened my card last June with a $5.5k limit. CLI to $6k and then $7.5k in December. Finally got another $500 last Friday and called in for the double dip. They offered $500 right out of the gate and I said I needed more for a large 'purchase.' I authorized the HP on TU because my TU never gets any love. They gave me another $5.5k, so I got a CLI of $6k total on Friday taking me to $13.5k.
@Anonymous wrote:As a result of reading this thread I decided to call Discover for the "double dip." I had received a $500 CLI earlier today. I called in and they wouldn't offer me more without agreeing to a HP. I agreed and after being on hold for a minute or two they increased my limit another $5k. I went from $12k to $12.5K then to $17.5k today. I hate HPs. I have enough of them, but a $5k bump isn't bad. I thought I read somewhere that follow on CLIs at 90 days are more generous and a SP. I will find out. Fingers cross.
I thought the HP was worth it for an additional $5k, congrats, your blows mine up.
Thanks for the data points, guys. I've decided it's not worth the HP. I would much rather apply for a new acct than (hopefully)get <$5k increase on a card I won't use very much; and since they don't seem to really trust/like me I would be at the lower end of that...I'll just get my groceries for the rest of the quarter and probably SD it since the next 2 cat are not something in which I put a lot of money. Who knows, maybe that would trigger an auto cli...
I've been in the garden for almost 4 months and I think it's time I plant me some potatoes and wait to be rescued. Discover is definitely not my ship
I've been in the garden for almost 4 months and I think it's time I plant me some potatoes and wait to be rescued. Discover is definitely not my ship
Nice, no harm in going for the dd, hopefully they'll at least give you another $500 right out the gate.