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Discover cli, under review

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Anonymous
Not applicable

Re: Discover cli, under review

@Wanting2swagger

 

We share the same thoughts about Cap1.  I may just use it monthly for small incidentals and thats it

Message 21 of 38
Anonymous
Not applicable

Re: Discover cli, under review


@Anonymous wrote:

@Anonymous

 

We share the same thoughts about Cap1.  I may just use it monthly for small incidentals and thats it



I tried using it heavily and the minute the charge hits the card I pay it.  I never have a balance.  I've also tried barely using it,  I don't think anything works with them.  I truly don't understand them and my other cards are way higher so I'm done wasting time on them.  Good luck to you.

Message 22 of 38
Nova5041
Frequent Contributor

Re: Discover cli, under review

Capital one prefers large payments, then you should start to see cli. I have never carried a balance, and pif. Always recieved a cli from them.  QS Card started at 500 and now at 7k. As far as discover goes,  the review message can go both ways,  but usually it's good. 😊


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 23 of 38
Anonymous
Not applicable

Re: Discover cli, under review


@Anonymous wrote:

I asked Discover for a cli today, for the first time ever I got a under review message.  Usually it approves or gives a msg of not enough history with my current limit.  Does this lead to a denial? No clue why it would be though...


I just received a $500 cli couple nights ago, 91 days like clock work. This is my second consecutive CLI. With the Luv button.

Message 24 of 38
audia4
Established Contributor

Re: Discover cli, under review

I ask for an increase back in December and got the "review" message, which resulted in an additional $5k + increase and brought my DiscIt up to $20,250 Smiley Surprised

 

I was completely shocked. I'm trying to figure out if I should try again since it's been 3 months. Anyone? Is it every 91 days you can ask again?

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 25 of 38
satasat360
Regular Contributor

Re: Discover cli, under review


@Anonymous wrote:

I asked Discover for a cli today, for the first time ever I got a under review message.  Usually it approves or gives a msg of not enough history with my current limit.  Does this lead to a denial? No clue why it would be though...


My last auto CLI is way too long ago after that all my CLI approvals are after 2 day review messages. I got a 4.5k and two 6k increases after 2 day message.


Starting Score: 669
Current Score: 777
Goal Score: 800


Take the myFICO Fitness Challenge
Message 26 of 38
satasat360
Regular Contributor

Re: Discover cli, under review


@audia4 wrote:

I ask for an increase back in December and got the "review" message, which resulted in an additional $5k + increase and brought my DiscIt up to $20,250 Smiley Surprised

 

I was completely shocked. I'm trying to figure out if I should try again since it's been 3 months. Anyone? Is it every 91 days you can ask again?


you may try now, I got my latest increases every 45 days.


Starting Score: 669
Current Score: 777
Goal Score: 800


Take the myFICO Fitness Challenge
Message 27 of 38
audia4
Established Contributor

Re: Discover cli, under review


@satasat360 wrote:

@audia4 wrote:

I ask for an increase back in December and got the "review" message, which resulted in an additional $5k + increase and brought my DiscIt up to $20,250 Smiley Surprised

 

I was completely shocked. I'm trying to figure out if I should try again since it's been 3 months. Anyone? Is it every 91 days you can ask again?


you may try now, I got my latest increases every 45 days.


 

 

Awesome. I just pulled the trigger and they gave me another $4k  woo hoo.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 28 of 38
Anonymous
Not applicable

Re: Discover cli, under review


@audia4 wrote:

@satasat360 wrote:

@audia4 wrote:

I ask for an increase back in December and got the "review" message, which resulted in an additional $5k + increase and brought my DiscIt up to $20,250 Smiley Surprised

 

I was completely shocked. I'm trying to figure out if I should try again since it's been 3 months. Anyone? Is it every 91 days you can ask again?


you may try now, I got my latest increases every 45 days.


 

 

Awesome. I just pulled the trigger and they gave me another $4k  woo hoo.


Congrats! I wish they would reply to my request.  I'm not good at waiting 

Message 29 of 38
audia4
Established Contributor

Re: Discover cli, under review


@Anonymous wrote:

@audia4 wrote:

@satasat360 wrote:

@audia4 wrote:

I ask for an increase back in December and got the "review" message, which resulted in an additional $5k + increase and brought my DiscIt up to $20,250 Smiley Surprised

 

I was completely shocked. I'm trying to figure out if I should try again since it's been 3 months. Anyone? Is it every 91 days you can ask again?


you may try now, I got my latest increases every 45 days.


 

 

Awesome. I just pulled the trigger and they gave me another $4k  woo hoo.


Congrats! I wish they would reply to my request.  I'm not good at waiting 


Trust me, I feel ya. I'm not good at waiting either when they did that to me last time. But, it paid off that time with an awesome increase. I decided to go ahead and pull the trigger on my Amex as well and my Citi and got increases. Total increases today=$16,400. I guess it's a good day. Smiley Happy

 

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 30 of 38
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