@Anonymous wrote:
Hello everyone, I am wanting to apply for the Discover it credit card, do anyone know which credit reporting agency discover use? What is a good credit score for this credit card approval?
When I applied and got denied all 3x's hahah they double pulled me 1 on EQ and 1 on Ex....I think it depends on where you live. Try to google "Credit Pulls Database" and put in your information for where you are. Discover is a very very strange lender and you will see approvals all over the board....I think Discover really has their own algorithm for approvals because they do not overturn a computer decision. If you apply for the unsecured card they may flat out deny you, counter with a joint application, or counter secured or they may just approve you out right. You can now just apply for the secured card too.
Every profile is different so I would say share some information....scores, inquiries, any baddies, ect and see what others may say.
I like to think that for Discover you are just going to have to take a chance if its a card you want. But go ahead and share some info first and wait for some others to chime in. Good luck!
