No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I was approved for Discover with exactly a 652 on EQ. I had been denied three months prior. I saw that they SP my EQ and reapplied, was instantly approved. Don't reapply again until you see that they have SP'd you -- wait a few months.
What does them SPing indicate? I opted out also a while back, so they might not be able to or whatever because of that.
Theoretically, if I did reapply next month, should I close my lowest limit cards before so if they do approve me, they wouldn't see the $400 on my cap one secured or $500 on my dcu? I doubt that, considering closing cards so soon isn't advised.