Discover it... Chances

[My_Fako]

Any chance for Discover it. Hopefully they will pull Eq.  Score 642. Just want to get rid of Finger & Credit oneOne. Cap1 has been good to me so they are fine in book. Just want a better Bank card that's going to grow with me. 

I had to call Credit ones US customer service to get my limit to $900,  and that was like pulling teeth... I wish I never would of applied for that junk. 

[Anonymous]

Iffy at best, what negatives on report?

[dodgerslv]

you gotta consider that Discover may end up pulling 2 bureaus and census seems they like see EX also.

[My_Fako]

Was lucking Ex frozen, played dumb. She agreed to us Eq... Approved. 

[Anonymous]

Limit?

[My_Fako]

Only $1300 but it's a start... 

[Anonymous]

Congrats!

[Bmac66]

I cannot figure Discover out. I Apped 2 weeks ago and was denied. Following that Citi approves me for almost 10k sl. There is no rhyme or reason to who they approve. 

[Anonymous]

I agree (re: "no rhyme or reason"). Discover It approved me today for $1400 despite my 58% Utl (??).  My scores are roughly the same as yours (723 Eq, 774 Ex, TU?), so why they denied you and doubled my total revolving credit makes no sense. Maybe it's like astrophysics, our understanding is purely theoretical

[CreditCuriosity]

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@Anonymous wrote:

I agree (re: "no rhyme or reason"). Discover It approved me today for $1400 despite my 58% Utl (??).  My scores are roughly the same as yours (723 Eq, 774 Ex, TU?), so why they denied you and doubled my total revolving credit makes no sense. Maybe it's like astrophysics, our understanding is purely theoretical

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yes this post and previous posts puts nail in coffin, no way am I going to let them have access to my CR's when you guys were in the 720s and one was dendied and one was approved with nothing personal but a very low limit..  My Theory holds true they are bi-polar whom they approve.... People right out of BK7 no problem here is 2k, people in the 700 with other big limits, nope sorry let us take your HP or HP's, but we heres your denial letter with the typical bs excuses to put something on paper.