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Discover it Pre-qual site...

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cem13
Established Contributor

Re: Discover it Pre-qual site...


@ktl72455 wrote:

 

If they had a offer for you it would have showed you a 3 point spread and a burgandy or purple card. you could then enter in your dogs info anyou would get the silver card and wide range. You would also get invites in the mail with the burgandy or purple card with the same 3 point spread.


Well I would hope so.  I love my dog and all but she is a lazy bitch.  I cannot get her to do anything all day long.  She is beautiful though but I am not sure that helps.

 

Maybe I should go for the AKC Visa?

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.
Message 31 of 41
MyLoFICO
Valued Contributor

Re: Discover it Pre-qual site...


@cem13 wrote:

@ktl72455 wrote:

 

If they had a offer for you it would have showed you a 3 point spread and a burgandy or purple card. you could then enter in your dogs info anyou would get the silver card and wide range. You would also get invites in the mail with the burgandy or purple card with the same 3 point spread.


Well I would hope so.  I love my dog and all but she is a lazy bitch.  I cannot get her to do anything all day long.  She is beautiful though but I am not sure that helps.

 

Maybe I should go for the AKC Visa?


PetSmart One MC - Woofs in your wallet? 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 32 of 41
ktl72455
Valued Contributor

Re: Discover it Pre-qual site...

If you dont want Discover and cant take this thread serious or just cave and go with a secured becuase they wont let you in, thats fine. But this thread will hopefully be helpful to some one who dosent have a lazy bitch dog or just go secured to get in.

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 33 of 41
MyLoFICO
Valued Contributor

Re: Discover it Pre-qual site...


@ktl72455 wrote:

I just tried my dads SS# and he got the Silver. His Credit Karma ( fakeo) is 679 and he has 1 open unpaid collection on TU and EQ, lates on a old mortgage from 2012, and 1 credit card at 96% maxed. Mortgage was transfered and been perfect payments. 

 

 

 

 



With the exception of the 96% part this is almost my exact situation and the letter they sent me listed the lates, inq's, and old debt as the reason. They are very finicky. But when you give out CLI's liek they do, I guess they have to be. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 34 of 41
MyLoFICO
Valued Contributor

Re: Discover it Pre-qual site...


@ktl72455 wrote:

If you dont want Discover and cant take this thread serious or just cave and go with a secured becuase they wont let you in, thats fine. But this thread will hopefully be helpful to some one who dosent have a lazy bitch dog or just go secured to get in.


Not everything in life is serious. This is the internet afterall. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 35 of 41
notpaul
Regular Contributor

Re: Discover it Pre-qual site...

Not even everything serious in life is ALL serious. The OP isn't upset and the question was answered. That was not a very nice response. Laugh and move on.
6/15 DC BK7, starting EQ FICO score 563

2/16 FICO EQ 661. TU 653, EX 660
Current CC Accounts: Capital One QS1 500; Overstock 1300; Care Credit 5000; Barclay Rewards MC 1300; JCPenney 3500; Amazon 3500; WalMart 3500; Target 500; PenFed Promise Visa 2000; PenFed CLOC 500; NFCU Flagship 12500; NFCU Platinum 8500; Credit One 1000.
Message 36 of 41
_NERD
Established Contributor

Re: Discover it Pre-qual site...

Ohh I learned something new. I'll be on the lookout for the purple card. I got the silver card on the pre qual site. I was about to app but I checked the forum first, and found this post. 

 

Thanks to all that contributed.  


3B profile optimization in progress...
Message 37 of 41
Anonymous
Not applicable

Re: Discover it Pre-qual site...

so what does a blue or blue/green mean? "personalized offer" with a 3 point range. I burned them years ago. How forgiving are they?

Message 38 of 41
Anonymous
Not applicable

Re: Discover it Pre-qual site...

I was given the same message from discover, and got denied. They wanted a co signer... good luck

Message 39 of 41
datrucking210
Established Contributor

Re: Discover it Pre-qual site...

Just for giggles I hit up their prequal site and noticed it had changed from my last visit. I entered my info and get the same prequal I got in the mail a couple of weeks ago and got denied for it.

 photo discover prequal_zpsaelnrvmc.png

 photo discover prequal 2_zpsebzipi0o.png

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 40 of 41
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