I'd go for the Discover now, then check back on the Amex pre-approval site in three months. It took me 10 months into my rebuild before I got a pre-approval for Amex showing on their site.
App for what you want the most. If your scores and profile are where they need to be you dont need a prequal. I know many here depend on having one but when I see people prequsled and they still get denied just shows me that they are essential.
In this case Disco is a good springboard for Amex if your profile is thin. Good luck
In this case Disco is a good springboard for Amex if your profile is thin. Good luck
Amex, you EX is your best score and they like thin files.
Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
@Anonymous wrote:
But is my EX score high enough?
Yes for any charge card, ED, Delta and Hilton. What card are you looking at?
@Anonymous wrote:
Hilton. Have a couple stays coming up with them and would love to have the card to use for that.
I had applied for a green charge card last month and was denied because of accounts too new and inquiries. Would it be better to apply on the phone as opposed to online?
What was your EX score last month? If it increased then take a shot.
You may be approved w/ 1K CL for Hilton card. If you have some stays you might want to take a chance now because the increased SUB offer will be ending on 6/27. Apply online.