I got denied too. Then I kept trying over and over again and now I get an error message that they can't search for pre-approval at this time. I think they booted me lol.
wrote: That's usually what we want when were looking at pre-quals. Has anything changed on your reports recently. If you haven't already, i would look into if Disc has a reconsideration phone number. There is a thread here in the forums that have a list of all the different credit card company recon lines
Recon line was useless, basically said they don't do recons. Not sure if that's true or not. Declined for too many recent inquiries. Guess I'll wait it out. Ironically enough, when I got off the phone and rechecked the prequal, now it's only showing a secured card.
How many inquiries do you have in the last 12 months?
I was pre-approved and I applied several time with negative results. Next, I wrote my complaint to CFPB against Disco. They removed my inquires, and less than a moth I applied again and got he card.
If this is any help for you I got preapproval in November. Applied .Was denied .Several reasons( some of them NOT even true). Reconned with no luck. Never got a HP. Ok good. So in January I said what the heck while on an app spree and tried again .Being that I never got am HP on the previous denial I figured oh well what's the worst that can happen? I had already expected one anyway beforehand .Anywho, applied and was approved for $10k. Highest CL I've ever had or have. Like what? You deny me two months before then give me 10k? Yes .They are weird. Don't get discouraged. Just try again in a few months .Also sign up for their free scorecard .(I feel like thats part if the reason it was a SP). I hear they use credit reports that are usually a month or two behind. Not that it mattered for me (nothing changed in that time) but it may help for you. Best of luck. Keep building .
