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Discover secured credit card

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razzy116
Established Contributor

Discover secured credit card

What does Discover look at to get a secured credit card? Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800

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Message 1 of 4
3 REPLIES 3
FinStar
Moderator Emeritus

Re: Discover secured credit card

A deposit.  A Hard Pull.  A review of your profile.

Message 2 of 4
razzy116
Established Contributor

Re: Discover secured credit card

Is it easy to get the secured card?

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 3 of 4
Anonymous
Not applicable

Re: Discover secured credit card


@razzy116 wrote:

Is it easy to get the secured card?


They dont like recently opened accounts (or many recently opened) from my experience. It took about 3 months from last account opening for both me and SO to finally get the pre-approval.

 

I would still strongly suggest to slow your roll on adding cards so that you will be more likely to get the cards you want.

 

More credit does not mean better credit nor does adding a lot of cards increase your chances of getting more cards.

 

You can check the discover preapproval page every 8 days, I believe. You will know when you have your chance when you get the pre-approval for it.

Message 4 of 4
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