Trying to get in with Discover....Not in a position to get an unsecured card at this time but was hoping for the secured version.
I have been checking the prequal site with no pop up for anything. Will I have to be prequalified to get even the secured it card ?
I been trying to get in with Discover and received different reasons for denial as my credit has gotten better.
1st - delinquent accounts
2nd - too many open accounts
Soft pulls so i'm ok with checking every 10 days or so.
Check Capital One's pre-qualified site and see if you are eligible for a secured account.
Just remember Cap1 doesnt graduate any longer. For now at least. Keep checking Disco, Citi, or Merrick is a good one with hardly any complaints on here.
When I applied for Discover secured I had low 500s scores. I was approved. At the time, I actually did not know you could get turned down for a secured card. I opened Discover and Cap1 secured on the same day. Since it never occurred to me that it was possible to get turned down for a secured card, I never even tried the prequalify link. I later got slapped with reality when I applied for Bank of America secured and got rejected for “prior relationship” (a.k.a. burned badly). As a data point I did not burn DSC in my BK but did burn Cap1.