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Never seen/heard that one before. I've seen random come back to using us 15K CLI's that just appeared on accounts for a couple of people. I guess they're trying to get your attention and spend back. Did you take a break from spending or something to prompt it?
@austinguy907 wrote:Never seen/heard that one before. I've seen random come back to using us 15K CLI's that just appeared on accounts for a couple of people. I guess they're trying to get your attention and spend back. Did you take a break from spending or something to prompt it?
I've been using it heavily and PIF.. An interesting note is that it wasn't a successful CLI when I clicked the link.. LOL They were just messing with me!
Another Discover oddity, sharing for data purposes. I put in a Discover application for hubby a week ago (approved) and they pulled EX.
He has a very long positive credit history and a high FICO, but even with that I've never seen Discover pull EX before for a HP on a brand new card (not referencing an AR, as we know they can (and do) pull different bureaus for AR).
I've given up trying to figure out Discover, ha ha!
@Anonymous wrote:
@Kenny..... are you serious?!?!? How poopy of them to actually tell you to apply and then deny it. Lol. I love Discover but that's not cool. At least it isn't a hard pull. It wasn't even the 2 day message?
@hum..... they pulled EX for me back when I applied for my secured card. Since I've graduated I get AR's on TU tho. And on their loan page, I checked to see if I was preapproved and they pulled EQ. Lol. They like all 3 I guess.
It's ok.. I'm sitting at 47.75k CL so I'm thinking that's why it was denied just enough CL for my income. (Not a baller. lol)
@Anonymous wrote:
Holy crap! Lol. I'm at $2200 lmao.
I don't even think I can touch those numbers on 1 card alone w/ my income.. LOLZ
You'd be surprised. I find "if your income supports the limit" to be one of the most hilarious statements thrown around on this forum. Always good for a chuckle. I actually started a thread on that phrase at one point
I'm over 70% limit/income with Discover. I think I read someone that was over 80%.
@newhis wrote:I'm over 70% limit/income with Discover. I think I read someone that was over 80%.
I believe it, especially if the account is at least a few years old.