Discover unOfficial Data Points

[Anonymous]

---

@prettylady wrote:

Adding some data points here...

I applied and was approved for the card on 11/18/16 with a lovely limit of $800.  First statement cut 12/2.  Between 11/18 and 12/2, I put and paid off $90, between 12/3 and 12/2, I put through ~1400 and let a balance of 110 report and paid it off. For 1/3-2/2, I put through and paid off ~1000.  Woke up this morning to a $500 increase.  Not terrible, right?  Couldn't have done it without lurking and learning here!!

Should I go online and request another increase?

---

That is awesome! Congrats! I was approved on 12/15 so maybe next month I will see some auto love! 

[joltdude]

---

@Anonymous wrote:

I just responded pre-approval letter. I got approved for 1K. I was expecting more but that's a start.

---

For many folks.. Disco starts off a bit conservative.... use it, pay it and very likely will see an auto CLI somewhere at or shortly after the third statement generates.. 

Iv had the card less than a year and it started at 2k (if i remember right).... and now.. im up to 16.3k ...Going to try for another go next month after i pay some more down and it posts.... (am on the 2 month cycle)

[Anonymous]

requested a CLI today and got $500 to put my limit at 7K then called the number on page 1 for the double dip and approved for another $500... would love to have been more but i'll take it.. thx to the OP for that info..

[austinguy907]

It's good to see the double dip working again.  There's been a couple of posts of it working from different people.  Maybe things have changed again on the Disco side???

[Anonymous]

Oooooh good to hear about double dipping working outside of an auto-CLI / manual request after...

[Anonymous]

Just checked my email from Discover and noticed they bumped my limit +500 after my fourth statement cut, bringing my total limit to $1500.

It's a slow pace but I'm glad to see them recognizing my usage and paying efforts.

[austinguy907]

You really need to go login and hit the button to collect the rest of your CL that's sitting on the dinner table!!!!

[Anonymous]

I am 20 months in with Discover and loving them. Started me off with a $1,500 limit. After my last CLI I'm at a $31,000 limit with them! 

My my next highest card has a 6k limit, and I've have it almost 7 years. I did get my first business card last week at 10k but it's not arrived in the mail yet so I guess that is my actual next highest card now. Will be opening more here soon an hopefully the large Discover limit will help get some higher inital lines with my upcoming cards.

[kugel]

Wen does discover do the AR monthly if yes what day ?

[austinguy907]

---

@kugel wrote:
Wen does discover do the AR monthly if yes what day ?

---

I would imagine within 3-5 days after your statement cuts each month.  AR's usually appear when a lender reports to the CRA's.  I'm not paranoid enough to check each month.  Since August I've switched to requesting a CLI every other month on the 1st.  Some are superstitious and request monthly a couple of days after their statement cuts.  There's more to it than an AR when they decide on whether to give you more or not.  Your profile and patterns matter more as seen when some people have asked for a HP to get an increase and the analyst won't because it's not a credit related item holding them back.