Discover unOfficial Data Points

[CreditJim]

Just hit the CLI for the first time in a while and they gave me $6k!

[Anonymous]

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@CreditJim wrote:

Just hit the CLI for the first time in a while and they gave me $6k!

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Define A While? 6 months? 12 months?

Congrats!! Indeed an awesome CLI..

[CreditJim]

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@Anonymous wrote:

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@CreditJim wrote:

Just hit the CLI for the first time in a while and they gave me $6k!

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Define A While? 6 months? 12 months?

Congrats!! Indeed an awesome CLI..

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I had a quick look through my old statements - the last CLI came between August - September last year.

[FireMedic1]

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@FireMedic1 wrote:

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@Anonymous wrote:

Most of the data we have seen indicates that auto CLIs with Discover come in the first 60-90 days of opening the account and as time goes on the chances of receiving one seems to decrease.  The exception to this is people that simply never request CLIs.  If you never ask for one, naturally your chances of an auto-CLI will increase.  Since you already manually requested CLIs twice in the first 90 days of having the account, those CLIs more or less took the place of an auto-CLI which you likely would have received had you not requested them yourself.

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Your possibly right. But it did more than double the SL. Had a itchy finger I guess. Funny thing when they gave the last 1200, the e-mail said enjoy your 700 CLI. huh? I'm cool now. Chill and see what they do next. Thanks

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Update Austin and BBB....After 3 Luv CLI's at day 58, 88 & 120. I took your guys advise and let Discover make the next move. Just logged in and ding! Opened 8/16 1.5k-2.3k-3.5k...now 5300! Auto 1800 CLI. Booyah! Thanks dudes.

[austinguy907]

@Fire

Now is the time for your double dip attempt since it was an AUTO you should hit the button and see if there's anymore cash on the table.  There usually is 75% of the time.  Seeing as though they gave you $1800 there's probably at least that much left on the table to be collected through an instant CLI slider.

[FireMedic1]

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@austinguy907 wrote:

@Anonymous

Now is the time for your double dip attempt since it was an AUTO you should hit the button and see if there's anymore cash on the table.  There usually is 75% of the time.  Seeing as though they gave you $1800 there's probably at least that much left on the table to be collected through an instant CLI slider.

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10-4 lets see

[Anonymous]

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@FireMedic1 wrote:

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Update Austin and BBB....After 3 Luv CLI's at day 58, 88 & 120. I took your guys advise and let Discover make the next move. Just logged in and ding! Opened 8/16 1.5k-2.3k-3.5k...now 5300! Auto 1800 CLI. Booyah! Thanks dudes.

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Nice job!  Looking forward to your next post when you report back if the double dip worked...

I'm going to guess that you scored another $1000-$1200 by hitting the button.  Hopefully you got even closer to that $1800

[FireMedic1]

Lets just crank it up another $1500 to a new $6800 freakin CL. You guys rock! It worked!  Un-friggin-believeable. Not going to change a thing in spend. Always PIF with moderate usage from 40-60% total but with 2-3 payments a month, except  for the first short statement I let $30 post. Thanks again man. Discover is awesome! Just ordered the new gold card in celebration!

[Anonymous]

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@FireMedic1 wrote:

Lets just crank it up another $1500 to a new $6800 freakin CL. You guys rock! It worked!  Un-friggin-believeable. Not going to change a thing in spend. Always PIF with moderate usage from 40-60% total but with 2-3 payments a month, except  for the first short statement I let $30 post. Thanks again man. Discover is awesome! Just ordered the new gold card in celebration!

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That's just friggin awesome!! Congrats FireMedic1

Way to go Austin!!

[austinguy907]

Another great story from one our members that's been lurking in the shadows...... Doebear!!!

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Doebear-s-Disco-Dance/td-p/4868850