No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Scored a cool little tool for checking your 5% earn stats each quarter and tracking your promotional periods as well.
https://card.discover.com/cardmembersvcs/promotions/app/myoffers/home
Thanks to @axlm for the post on http://ficoforums.myfico.com/t5/Credit-Cards/Does-anyone-have-the-Discover-5-category-usage-link/td-...
Tried again today 5 months since last cli letter on the way.
Not to get your hopes up but, I did spot a post the other day that indicated they got the Disco Unicorn from the train days the fabled 2-day message. I think we need a locksmith though to pick the lock and get the doors open again.
@JamP wrote:Log into Discover today....
Thanks for your loyalty! Now is the time to ask about increasing your spending power and using your card for more purchases. Take a Look
Gave me a 3-5 day message... Gotta love Discovers humor.
DWs card have the same message. DW will try tomorrow but I bet she will get 3-5 day message. This is the third time that she get that message, no CLI so far.
@newhis wrote:DWs card have the same message. DW will try tomorrow but I bet she will get 3-5 day message. This is the third time that she get that message, no CLI so far.
What is her current limit and when was her last CLI?
Best of luck to everyone who got on the fast trak with Discover to get some nice high limits early and maintain them.
My last CLI from them was back in January and they consistently blow me off every time that i've requested since this year.
The card is currently supporting a 0% BT offer for a few months now and i begin to think that they absolutely hold back when you're riding one with them. I don't know what else it is. Been gardening this whole year solid, reasonable balances and utility, plus scores have been steadily climbing as a result (Only [1] INQ left according to their Scorecard) but they are by far and away my absolute worse card account to squeeze a dime out of for any increase.
When i do decide to PIF in a few months if not earlier for the BT, this card is going to get closed and put in the past for good.
CM7 - while the train was rolling down the tracks the BT thing would come into play for a lot of people when they would pay it down the CLI's would resume. With everything being wonky though since 3/29 it's hard to pin them down on what is holding everything up. There's been a few people that have managed to get past the gates and obtain CLI's. There have been signs of things changing though for the better with mentions of 2-day reviews starting again and another one that just got a 7K increase and approaching a 50K limit with that one.
This is just something we all have to ride out until they resume what we consider normal activity again. I'm sure when they do we'll see more activity around here posting the praises once again. It's just a waiting game at this point for 80% of the people that have a Disco that stopped getting higher CL's.
@austinguy907 wrote:CM7 - while the train was rolling down the tracks the BT thing would come into play for a lot of people when they would pay it down the CLI's would resume. With everything being wonky though since 3/29 it's hard to pin them down on what is holding everything up. There's been a few people that have managed to get past the gates and obtain CLI's. There have been signs of things changing though for the better with mentions of 2-day reviews starting again and another one that just got a 7K increase and approaching a 50K limit with that one.
This is just something we all have to ride out until they resume what we consider normal activity again. I'm sure when they do we'll see more activity around here posting the praises once again. It's just a waiting game at this point for 80% of the people that have a Disco that stopped getting higher CL's.
Yep, not ashamed to say it's worth every bit of a whine but no matter.
They can keep their unacceptable favorisms because there are plenty of their competitors AND plus other Regional lenders who aren't as cheesy like they continue to be with some.
Plus anyway if they can't or don't want keep pace and treat everyone equally they are OUT!
They don't need us and we certainly don't need them either. Their competitors will gladly accept the business and profits without choking customers limits.
Hang in there buddy! It's going to get better in due time.