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Discover unOfficial Data Points

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Anonymous
Not applicable

Re: Discover unOfficial Data Points


@Anonymous wrote:

More data points, Discover IT opened on 4/30/17 for 4K, after skimming through parts of this thread, I decided to see what happens if I hit the button before 90 days, 71st day today with 2nd statement cut on 6/28/17.  Instant approval for 1.5k bring total to 5.5k, still very low relative to my other cards but it's a good start considering the expectation was a decline.

 

I have a few questions on the concept of double dipping, is the idea basically to call the CSR for a CLI before the new increase is updated in their system? Do I just call the number on the back of the card or is there a special number listed somewhere in this giant thread?

 

Thanks for the help.


After making the post, I went back to the OP and got the number to call, the CSR was aware of the CLI of 1.5k, I told her I was looking for more and she approved it for 7K total, 3k increase from the original 4k, double dip indeed.  I will hit them up every 30 days from now on and report back if sucessful.

Message 711 of 1,821
medicgrrl
Valued Contributor

Re: Discover unOfficial Data Points

Congrats on the nice increase!


EQ 778 EXP 782 TU 729
Message 712 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Thanks!

Message 713 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

maybe in another 4-5 years I will get a cli again lol....

Message 714 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

I was actually wondering briefly just now if I should do as @oldman87 did and call to see if I could get a recon on the CLI (there's always the outside possibility that the 7-10 is for verification rather than the usual denial), but I figured, why risk a HP when I'm supposed to be in the garden? I'll just try again next month.

Message 715 of 1,821
fiddycal
New Contributor

Re: Discover unOfficial Data Points

Just got an auto increase of $2,500 on my Discover! Yay! Now up to $5,800. Tried to hit up the button for more but no dice. My last CLI was $1,500 in May. Tried again in June but denied for insufficient experience at current limit.

Message 716 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

I got 3K increase tonight from Disco. New limit $7.5 last increase in Feb. My Disco card is now  11 month old.  My TU score 766   My usuage depends on quarter. Eating out does nothing for me.  Home Improvement a lot.  

Message 717 of 1,821
Total80sKid
Senior Contributor

Re: Discover unOfficial Data Points

Suppose I should add my approval here.

Approved: 7/10/17
SL: $7K
EQ: 693
Income: $39,700
AAoA: 3.2
Inquiries: 1
UTI: 40%

Baddies: 3

Message 718 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

wow! My Tu score is 772 Untilization is at 5% no baddies and income is 85k a year....had the card for 1.5 years and my CL limit is 2500....somethings really wrong here lol every card I have from Citi bank to Chase has given me huge CLI but not discover.

Message 719 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points


@Anonymous wrote:

wow! My Tu score is 772 Untilization is at 5% no baddies and income is 85k a year....had the card for 1.5 years and my CL limit is 2500....somethings really wrong here lol every card I have from Citi bank to Chase has given me huge CLI but not discover.


What type of spend do you put through the card?

Message 720 of 1,821
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