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Discover unOfficial Data Points

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Asilomar
Frequent Contributor

Re: Discover unOfficial Data Points


Bella007 wrote: 

 

Reading a lot into that, eh?!

 

 


 Well that is pretty much the plot.

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EX 809 TU 806 EQ 810

Message 781 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points


@WhiteCleats wrote:

Bella007 wrote: 

 

Reading a lot into that, eh?!

 

 


 Well that is pretty much the plot.


 

I will say the thread took yet another interesting turn at that point.  I need to re-read it when sober to get it though, or hopefully AJC will repond before then and clear things up.  Maybe it's the alcohol for me, but the board has a slight air of mystery now, involving 2 of my favorite posters.  Hopefully it stays clean, like the refs tell boxers before a match.  I thought I was the only one who enjoyed potetnially interrogating members while drinking a cold beverage(NFCU thread a couple few weeks ago, where the guy refused to mention the reasons for denial, but had us speculate for pages instead!), but apparently WC taken up the mantle as well.  Am I the only one uncomfortable because it's AJC?  I feel like Im watching werestling and not sure who to root for.  Ugh, I think I'm going back to the bottle(can) like JR_TX mentioned.  Hopefully someone will provide commentary and help me(and maybe others) to interpret the action/antics in here.  Smiley Happy

 

As for Kid Rock and Fortunate Son, yeah he did flub the words....but just seeing that combination of artist and meaningful CCR song, made me excited before watching it.  I actually was at WS99 believe it or not.  It was held quite close to where I grew up, back in the days when I could live life without worrying about credit.  ...I did some earlier 90s stuff recently and got around to watching something more serious(mixed with campy humor), Twin Peaks, due to seeing there was a new season on.   I also watched the movie version, "Fire Walk With Me", but apparently I needed something smuch stronger than alcohol to figure out what David Lynch was saying!  Smiley Wink

 

Last but not least, Britt, if youre reading this, thanks for your reply.  On this board, at times some of us tend to live vicariously through others, partially because we can't/won't infinitely apply.  I admit that since I have a very good feeling about your situation, I'm getting itchy for you to apply.  Smiley Happy  Of course, it's helpful  if you dont just listen to those who replied, but read as much of this as you can tolerate.  Being Ive been a bit under the influence, I think my motives may have been less pure, and I just want to see my own knowledge tested.  I do recall an apartment manager way back in the day grilling me slightly(no beverage in his hand or hot light on me, though), about my student loans being in deferall(or maybe it was forebarance?  I always enjoyed the former more...and youve reminded me i might want to make a payment just to update the date of last activity, for the first time in years, to see if it might effect my score).   Anyhow, I hope my admission didnt make you feel an experiment, but I have a good feeling about your chances, and may even be slightly jelous, being I IIBed(included in bankruptcy) Discover, and am going to wait until around the new year before I try to get back with them for a 2nd time.  Until then, it's living vicariously through you and others!!

Message 782 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points


@Poppa wrote:

I got tired of waiting on a CLI and closed my Discover card. They offered 0% for 12 months to keep the card.

It was open for 18 months. No CLI since January 7th. $3000 limit that started at $1000.

Had to use HP to get first CLI around 4 or 5 months in. Got $500 and never more than that through the life of the card.

It was my first unsecured card. I'm glad it's over.


Ouch, $500 for a HP.  I'll remember this any time I ever think of considering a HP CLI from Discover or hear of anyone thinking about doing one.

Message 783 of 1,821
AverageJoesCredit
Legendary Contributor

Re: Discover unOfficial Data Points

Brutal , my EX is open and id be willing to take the gamble but for 2 things, Discover would most likely want to hp my TU and or Eq , lol, or my garden club would literally club me back to the Disco eraSmiley Wink
Message 784 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Omg I love this thread and I really enjoy reading all your comments! Very helpful and quite funny! Love it!

GUESS WHAT!!!!!! I applied yesterday (7/23) and I was APPROVED!!!!!!!!! 😁😁😁 I'm so ecstatic!
My SL is $3,000!
So when can I got that love button for a CLI ? After 3 months, 6 months?
Thanks you all for giving me the courage to apply!!!!!! I love y'all already and of course I will post any CLI I receive and how much when that time comes!
Ahhh I feel like screaming!!!!!!!!
Message 785 of 1,821
AverageJoesCredit
Legendary Contributor

Re: Discover unOfficial Data Points

Way to go BrittSmiley Happy

Conventional wisdom suggests you give it the first 90 days to see if there is any auto luv. Then try and see if you are on a 30 60 or day scheduleSmiley Wink Great job enjoy and welcome to the Discover familySmiley Happy
Message 786 of 1,821
AverageJoesCredit
Legendary Contributor

Re: Discover unOfficial Data Points

30, 60, 0r 90 day lolSmiley Wink
Message 787 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

happy for you guys who are having luck but I'm still pissed lol....I see the starting CL with the scores(low) posted and they are higher than mine (2500) 1.5 years later with a very good credit file...low untilization no lates no baddies....and a 777 TU fico score. I will never understand Discover....Amex almost doubles my CL every 6 months and citi gives me huge CLI....very confused. I'm speechless! It has to be that discover is just jealous of my other cards and is throwing a fit.

Message 788 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Thanks so much!!!!! I'll be sure to wait 90 days first
Message 789 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Happy man , wow thsts so weird! I strongly agree with you that Discover is just a bit jealous because they weren't your first love!

And thanks for the kudos!
Message 790 of 1,821
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