Discover unOfficial Data Points

[Anonymous]

Hit the luv this morning at 4:30am CST got a $1500 increase. Went from $3900 to 5400.
TU 654 and 8 inquiries

[AverageJoesCredit]

Tried for cli the other day. Lol, now I get letters unlike first go around with Disco. Interesting my letter from 31 May, they used the report from April even though my score updated on site. Monkee see Discover Do

[Anonymous]

May 2016, IT SL $5.5K
Auto $3.5K CLI sometime last summer to $9K CL
Jan 2018: Bal $8800 (yikes)
No spend since, working on bal
May 31 Bal: $5800
Hit luv button first time ever: $4.5K CLI
New CL $13.5K
May 31 FICO8 EX: 674, TU: 666, EQ unknown

*Edited: 0 INQs

[AverageJoesCredit]

Carrying a big balance seems to help. I just put 1k on my Discover for a car repair , nothing compared to the ballers out there but will be interesting on my next increase

[Anonymous]

Just hit the love button last week via mobile app. Instant 2k increase. Limit is $11k and currently holding a balance from a BT. Starting limit was 500 in 2014 (back when it was a student card). Limit was 1950 in January 2017.

[Anonymous]

is there a  way to track when you have requested CLI's? i just ewant to make sure  I spacethem out appropriatley when asking

[Anonymous]

I belieive it's called a Calender. ^  

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@AverageJoesCredit wrote:
Carrying a big balance seems to help. I just put 1k on my Discover for a car repair , nothing compared to the ballers out there but will be interesting on my next increase

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Yeah, I'm begining to think I'm gonna have to put about $5K+ on mine just to see some movement. 

[CreditCuriosity]

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@Anonymous wrote:

I belieive it's called a Calender. ^  

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@AverageJoesCredit wrote:
Carrying a big balance seems to help. I just put 1k on my Discover for a car repair , nothing compared to the ballers out there but will be interesting on my next increase

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Yeah, I'm begining to think I'm gonna have to put about $5K+ on mine just to see some movement. 

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Put 4k on my 4.25k limit and PIF they can care less at least for me.   Just wanted to show them if they give me a limit i will use it, but nope lol..  I am not part of their target demographic of profiles

[AverageJoesCredit]

Probably what they hate most CC is you NOT leaving that 4k on for months on end. PIF is awesome but they probably be like whatevs

[CreditCuriosity]

Ya. although not going to do that just to try to get a CLI off what I consider a pretty bi-polar lender that makes no sense what-so-ever.    I rather play with the big boys like Chase, Citi, etc that actually assign a CL based on a profile/income rather than a dart board approach

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@AverageJoesCredit wrote:
Probably what they hate most CC is you NOT leaving that 4k on for months on end. PIF is awesome but they probably be like whatevs

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