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Discover unOfficial Data Points

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Anonymous
Not applicable

Re: Discover unOfficial Data Points

Approved for a CLI from $1500 to $1800, 31 days after last CLI.

Message 521 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points


@Anonymous wrote:

@Anonymous wrote:
Hi BBS - I'm only at 4.2K and got denied with the 3-5 message on the 1st as well. I had two successful CLIs prior. The first was a little more than 90 days after card opening, and it took me from like $1.2K to 2.7K. The second was 30 days after that one (took me from 2.7K to 4.2K). The one I just did was about 45 days later. It was also after my biggest month of spend yet, where the previous month's spend was the lowest yet. Hope this is an interesting data point.

Update: I'm at 66 days. Last statement cut at 1% UTIL - denied with the 3-5 day. This month's statement (cut 4/5) was 15% UTIL. Pressed CLI again, and again got the 3-5 inexperience message. Definitely frustrated with them (as I'm sure you are, Austin and BBS!). I would put more spend through the card if my SL was higher; I don't like >10% UTILs. Oh well. Time to back off the spending for them to the 1-5% range since they won't share the luv. Smiley Happy


Wooohoo! After 2 or 3 failed CLI reqs (3-5 day msg), I logged on today to find an automatic CLI of $1K! $4.2K SL to $5.2K. I decided I might as well try to double dip aaaaand nada.. 3-5 day msg. Oh well - happy to see some luv. Slow and steady wins the race. Hope this data point helps!

Message 522 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Interesting that this data point above may suggest that the "double dip" may no longer be working either...

Message 523 of 1,821
JamP
Valued Contributor

Re: Discover unOfficial Data Points

My DW fell for it today. Had Request Credit Line Increase under credit line and the stupid little message that says to check for an increase because your a good customer.

Both resulted in a 3 to 5 day message.

 

Her credit line is only $1200 (not $12,000) and her scores just hit 700..

 

Her last increase was Feb 14th.

 

What happened to our signatures???????

250k+ CL and climbing.
Message 524 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Congrats on the recent CLI's to those who have received them. Loving it.
Message 525 of 1,821
bigpoppa09
Established Contributor

Re: Discover unOfficial Data Points


@JamP wrote:

My DW fell for it today. Had Request Credit Line Increase under credit line and the stupid little message that says to check for an increase because your a good customer.

Both resulted in a 3 to 5 day message.

 

Her credit line is only $1200 (not $12,000) and her scores just hit 700..

 

Her last increase was Feb 14th.

 

What happened to our signatures???????


I'm wondering the same thing what happened to the cards in our signatures?

Message 526 of 1,821
Poppa
Established Contributor

Re: Discover unOfficial Data Points

 

 http://ficoforums.myfico.com/t5/myFICO-Forums-Technical-Help/Credit-card-images-in-signatures-have-g...

 


@bigpoppa09 wrote:

@JamP wrote:

 

 

What happened to our signatures???????


I'm wondering the same thing what happened to the cards in our signatures?


 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 527 of 1,821
AllCredit
Frequent Contributor

Re: Discover unOfficial Data Points

I hit the luv button today...no luv for me got the 3-5 day messaage, first CLI was in March.

Message 528 of 1,821
kevinjjc
Valued Contributor

Re: Discover unOfficial Data Points


@JamP wrote:

My DW fell for it today. Had Request Credit Line Increase under credit line and the stupid little message that says to check for an increase because your a good customer.

Both resulted in a 3 to 5 day message.

 

Her credit line is only $1200 (not $12,000) and her scores just hit 700..

 

Her last increase was Feb 14th.

 

What happened to our signatures???????


My Discover account also displayed the same messages, but my CLI request was not approved. I currently have a 50k limit, 828 TU08 FICO score.

Message 529 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

OMG!!!!!!

CLI of $3k exactly 31 days since last increase. 

Initial CL of 1k on (est) 12-10-16

First approved CLI on 4-13-17 of $1.5k

Second approved CLI on 5-14-17 of $3k 

Total limit $5.5k ......yep it's a grower 😀

 

Message 530 of 1,821
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