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Shawndoe79
Established Contributor

Discover

Should I apply for Discover?  636EQ 625TU 617EX

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 1 of 14
13 REPLIES 13
OmarGB9
Community Leader
Super Contributor

Re: Discover

EQ seems a little low. Actually all scores do. But hey it's discover and anything can happen lol. Their approvals are all over the place.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 14
Shawndoe79
Established Contributor

Re: Discover

Thanks for the reply OmarGB9.  Yea they all dropped about 20 points across the boards due to new accounts and utility Smiley Indifferent

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 3 of 14
Anonymous
Not applicable

Re: Discover

I think you can wait to have 680 score or more , i want to try the discover too but in my case i just know my TU 690 but maybe my others scores are close , thats why im waiting 2 or 3 months more to try. 

Message 4 of 14
Shawndoe79
Established Contributor

Re: Discover

680? whew that seems soooo far away lol

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 5 of 14
Anonymous
Not applicable

Re: Discover

Smiley LOL is possible , my score in june was 654 and now is 690. just using and payin my only 2 cards. 

Message 6 of 14
CreditCuriosity
Moderator Emeritus

Re: Discover

I would wait until your scores as someone else stated are around 680's before attempting it for a better chance of success.  

Message 7 of 14
Anonymous
Not applicable

Re: Discover

I think that your 8 month old bankruptcy might be an impediment to approval regardless of score.

Message 8 of 14
Anonymous
Not applicable

Re: Discover


@Anonymous wrote:

I think that your 8 month old bankruptcy might be an impediment to approval regardless of score.


Agreed. Work on that utilization too before applying for anything.

Message 9 of 14
Anonymous
Not applicable

Re: Discover

I would wait to apply until all scores are north of 650.

Message 10 of 14
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