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Discover

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Anonymous
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Discover

Hello

 

Does anyone know what score does Discover pull?

Message 1 of 10
9 REPLIES 9
Anonymous
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Re: Discover


@Anonymous wrote:

Hello

 

Does anyone know what score does Discover pull?


Discover approves people with decent scores and does not approve people with 1 particular score.  What are your scores and how does your credit profile look like?

Message 2 of 10
Anonymous
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Re: Discover

oh thank you- So they pull all 3 repoerts?

Message 3 of 10
Anonymous
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Re: Discover


@Anonymous wrote:

oh thank you- So they pull all 3 repoerts?


No, they don't pull 3 reports.  They usually pull Equifax for 1st time approvals and then TU for CLIs.

Message 4 of 10
Anonymous
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Re: Discover

Perfect! thanks soooo much - Equifax hates me - my other 2 scores are 680-690 but exquifax is waaay low and I'm not gonna waste a HP

 

 

Do you know what CC company pulls Experian? my file is 10 years thick

Message 5 of 10
Anonymous
Not applicable

Re: Discover


@Anonymous wrote:

Perfect! thanks soooo much - Equifax hates me - my other 2 scores are 680-690 but exquifax is waaay low and I'm not gonna waste a HP

 

 

Do you know what CC company pulls Experian? my file is 10 years thick


I think the question I should be asking you is what cards are you looking to get?  A lot of companies pull experian and I don't think you want cards with all those companies.

 

So tells us the cards you'd like to have/benefit your habits and we can start from there.

Message 6 of 10
Anonymous
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Re: Discover

I just applied for the it card, instant approval, but they pulled experian for me in Jersey. 

Message 7 of 10
Anonymous
Not applicable

Re: Discover

I live in New Jersey as well but they pulled TU for me

Message 8 of 10
Anonymous
Not applicable

Re: Discover

I just applied for the IT secured & they pulled EQ. I was approved with a 587 score and and ununpaid $5k CO with them from 2009.
Message 9 of 10
Anonymous
Not applicable

Re: Discover

I applied for the Discover IT card recently and was approved for a CL of only $1,600 they pulled from all three bureaus.  I did not qualify for the 0% APR but that is not a huge deal since I plan to pay the card in full each month.  I was happy to get the card because I applied back in July 2015 and was denied (this is because I had two cards over the CL.  I managed to pay my cards off or bring the utilization down to 10%)

 

EQ:640

TU:665

EX:651

Message 10 of 10
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